What If Everyone Tithed

What are the possibilities if every Christian in America tithed ten percent of their increase to the Kingdom?

We can imagine those possibilities through a recent CNN article about tithing....

The churches of the U.S. last year received about $4 billion in donations. If the 112 million Americans who claim a religious affiliation had given one tenth— the traditional tithe—of their personal income to churches, that total could have topped $25 billion.

It takes money to advance the Kingdom of God in this world yet, according to this article, the average Christian in America gives only $35.71 to God’s work each year. And we wonder why America is straying so far from God....

Money Matters - Stewardship Is Critical

God owns everything but he gives us the use of it all.  As we can be further trusted, he entrusts us with more.  We become the managers of his blessings and provisions.  If we cann't be trusted with what we have, how do we expect God to trust us with more?  The management and care of God’s provisions is critical to future blessings.....

Money Matters - Basic Causes Of Financial Difficulties

Most people have problems with finances, but they just don’t know why.

According to the latest surveys, over one-half of all families in America are presently experiencing financial difficulties.  And the real truth is many do not seem to know why they are having these difficulties.  If these type problems are so common, then it would be important to understand the reasons they exist.

The following is a listing of some reasons of financial difficulties.  This listing can be a means of educating oneself in these most critical areas....

Reducing Organizational Costs

The fundamental purpose for organization is to coordinate a system of talents, resources, and operating structure toward the purpose of attaining a shared corporate vision.

It must be understood that in the pursuit of a vision an organization can be either a benefit or a detriment. In its purest form organization is merely a tool to achieve a specified purpose. Since it is merely a tool the organization can be changed or modified at any time. If it is achieving its purpose then simply improve it as needed along the journey. If it is hindering the purpose one must always remember that as a tool it can be modified or redesigned at any time in order to fulfill its essential role in vision attainment. Simply stated, organization can be a blessing or a curse, an enabler or a hindrance.

One of the stark contrasts between God and man is that God always organizes by creating organisms, and man organizes to create organizations. Since an organization is a tool and is organized by man it can never be allowed to take on the form of a holy thing.

The perfect Biblical illustration occurs when the children of Israel were being plagued and bitten by fiery serpents and dying. Numbers 21:7-9 says:

7 Therefore the people came to Moses, and said, "We have sinned, for we have spoken against the LORD and against you; pray to the LORD that He take away the serpents from us." So Moses prayed for the people. 8 Then the LORD said to Moses, "Make a fiery serpent, and set it on a pole; and it shall be that everyone who is bitten, when he looks at it, shall live." 9 So Moses made a bronze serpent, and put it on a pole; and so it was, if a serpent had bitten anyone, when he looked at the bronze serpent, he lived.

NKJV

God allowed the structure of the brass serpent to fulfill a designated purpose. However, after the purpose was fulfilled, the people should have destroyed the brass serpent, but they did not. Later it became a curse to them, because when Hezekiah began to purge the kingdom of idolatry the Bible says in 2 Kings 18:4:

KJV4 He removed the high places, and brake the images, and cut down the groves, and brake in pieces the brasen serpent that Moses had made: for unto those days the children of Israel did burn incense to it: and he called it Nehushtan.

Anytime an organizational tool becomes elevated to the role of a holy thing it then becomes an idol. Organizational idolatry is as real as any other form of idolatry. Once the tool has fulfilled its useful purpose and intent and is no longer relevant it must be discarded. Otherwise the tendency of people is to elevate it and reverence it beyond its original intent. 

Normally an organization begins when a small group of people unite around a common and shared vision. As success occurs, support positions and processes are put in place to forward the progress and maintain momentum. However there is a great risk in growing the organization, because there can come a point in which it cost more time and resources to maintain the organizational system than is expended on pressing toward its vision and purpose. At this point the organization begins to atrophy. At best it becomes stagnant and unresponsive to change as a slow but inevitable death begins to overtake it.

The only way to offset this is to keep the organization relevant, fresh and flexible. One way of doing this is to continually focus on minimizing absolutely all non-essential operating costs of the organization. There are several layers that must be considered when reducing operating costs.

Tax Time! - What is a Ministerial Housing Allowance?

Any licensed or ordained minister in the U.S. who performs ministerial duties and who is employed by the church qualifies for a housing allowance which is a great tax benefit. Housing allowances are not taxable to federal or state income taxes, so you can save taxes by utilizing the housing allowance. In general the rules are as follows.

To have a housing allowance, you must have a resolution pre-authorizing the housing allowance. A pastor cannot designate his own housing…it must be done by either the church board or the church membership. The amount designated goes to pay all housing expenses: rent or house payment, utilities, taxes, insurance, repairs & maintenance, upkeep, association dues, furnishing & appliances (purchase or repair). Any expenditure that is for the upkeep of the house you live in is included in the housing allowance......

Money Matters - Why A Budget?

A budget is the tool provided in accounting terms that gives us the proper indication of how we stand in our finances.  Too often people refuse to prepare a budget because it seems cumbersome and boring.  A budget can be implemented in most homes but give only 1-2 hours per month.  That is not much time to have a clear indication as to where you stand financially.  Not only will a budget give you a picture of where you stand, it will help you organize your bill paying so you don’t get behind and have to pay late fees, and it will show you the debt you have so you can pay it off systematically. 

A budget is a guide that tells you whether you are going in the right direction so that you can expect to meet your financial goals.  You may have goals and dreams but if you do not set us guidelines for reaching them and you do not measure your progress periodically, you may end up going so far in the wrong direction you can never get out of financial difficulty.....

When Taking Up the Offering

Here are a few things to remember when taking up the offering.

Don’t be timid or embarrassed to ask people for money.   It takes money to make ministry happen. 

Teach your people to give financially to the church.  You are robbing them of a tremendous blessing if you are not teaching them to give tithes and offerings.   It is the job of the ministry to instruct people how to give financially to God’s work.

Be the first to give.  Instruct your ushers to take the offering from the platform first.  The Pastor should be the first to give and then anyone who is seated on the platform.  Preachers, musicians, singers, everybody should be instructed to be an example in giving in every service.  Rule number 1 – If you are on the platform, you must give in every offering.  (This serves as an example to the rest of the congregation.  You will be amazed at the increase in offerings when your congregation begins to notice the leadership of the church being the first to give.

Tell the ushers to slow down – Recently I visited a church where the ushers went so fast collecting the offering that people did not even have time to get their wallets out before the ushers were finished.   Slow them down.  People need time to dig deep.

Money Matters - The Budget's Attitude

One of the top reasons that so many people, including Christians, fail at budgeting is simply attitude.  It a person thinks of it as a penny-pinching sacrifice instead of a means for achieving one’s financial goals, then it is unlikely they will stay with it.  To increase the chances of a successful budget, it is important to work on the attitude. 

If ”budget” sounds too harsh…consider it as a “financial plan” for the home.  The plan can help you get ahead; control spending, and save for future spending.  Budgeting really does matter in the process to help one reach their goals and without some formal plan of working with the finances, goals and dreams can never be reached.....

Money Matters - A Blessing Or A Curse?

Why is it that so many Christians who are working are not doing well financially?  Unfortunately too many Christians are not equipped with the scriptures and methods required to better manage their money.  God has redeemed man from the curse of the law to give him liberty in all things.  This includes money. 

A person who calls himself a Christian must adhere to the scriptures in order to better prepare himself.  Christians should not worry about money.  They should not fret about their finances.  But they should rely on the blessing of God to provide for them everything they need....