Money Matters - Basic Causes Of Financial Difficulties

Most people have problems with finances, but they just don’t know why.

According to the latest surveys, over one-half of all families in America are presently experiencing financial difficulties.  And the real truth is many do not seem to know why they are having these difficulties.  If these type problems are so common, then it would be important to understand the reasons they exist.

The following is a listing of some reasons of financial difficulties.  This listing can be a means of educating oneself in these most critical areas.

1. Failure to follow scriptural principles.  The Bible is full of guidelines regarding financial principles.  In fact, one half of all parables and one out of six verses in the New Testament deal with stewardship.  Get the Bible and start an in-depth study of the guidelines and principles in the Word of God.
2. Failure to identify priorities.  A person and family must identify their priorities if they are ever going to be successful in their financial life.
3. Failure to discipline.  This horrible word causes people more problems than anything else in the world.  Discipline must be exercised in every phase of a person’s life and in the world of finances it is critical.
4. Failure to establish goals.  A person who has no goal is a person without direction.  A person without direction is going nowhere.  A person must establish the financial goal for themselves if they ever want to arrive at a successful financial position in life.
5. Failure to control spending.  A written control is necessary to control impulsive spending.  Limits must be established and kept.
6. Failure to establish a budget.  A budget is not a nervous breakdown on paper.  It is a clear guideline of where your money comes from and where it goes.  Do not negate the importance of a written budget…it is vital to anyone’s financial success.

Guard the Gates - Part 1

Early on in my days as an RN, I greatly enjoyed working with patients who had come through multiple trauma situations. Even when I was in nursing school, I would frequently spend my evenings at work as a patient care tech, in the Emergency Department or in the Surgical Intensive Care Unit. The reason was because these areas were generally the hubs for patients who had multiple trauma insults to contend with. Then when I graduated from nursing school, I went to work in the SICU and it was there that I found a niche specifically with neuro-trauma and the other injuries associated with the brain and the spinal cord.

There have been numerous times that I have seen patients that hardly had a mark on their body but had been dealt a massive blow to the head to the extent that they never recovered. In fact, far more than I would like to have liked, we would send them to long-term care facilities basically in a very obtunded or comatose state. Never again would they function normally and be able to assume even the most basic of daily functions of living. A perfectly healthy body but with horrific brain injury that disabled them.

John Bunyan wrote another classic besides Pilgrim’s Progress. It was a book called The Holy War. The focus of the story was the capture of a city called Mansoul. In it Diabolus (the devil) has taken it and the battle rages as the Prince Emmanuel works to recapture it. The way it was overcome was because the gates of the city had been compromised. Diabolus and his wicked imps had traversed it by taking advantage of the Eye Gate and Eye Gate which are symbolic of the use of the senses to cause the capture of the city.

It is imperative that a minister guards the gates of his mind. He is constantly under the assault and duress of the devil and because of this, our mind must be worked on very diligently to prevent the capture of it. Don’t be surprised at the tares, which may loom among the wheat because this is the way it has to be. In fact Paul cautioned the ever-vigilant servant when he expressed the fact that there must be heresies to grow like clover in a pasture. The reason is for the church to be approved by God (1 Cor. 11:19).

It's Called Character

Based on surveys of more than 15,000 people, the following traits were selected as the key to effective leadership:

                                  · Being honest – 87%

                                  · Being forward-looking – 71%

                                  · Being inspirational – 68%

                                  · Being competent – 58%

• Honest people have credibility – and that’s what gives leaders the trust and confidence of their people. High credibility leaders foster such things as greater pride in the organization, a stronger spirit of cooperation and teamwork, and more feelings of ownership and personal responsibility. What are some of the other characteristics of credible leaders?
• They do what they say they will do. They keep their promises and follow through on their commitments.
• Their actions are consistent with the wishes of the people they lead. They have a clear idea of what others value and what they can do.

Identity Crisis Times Two

I am the second born in a family of five siblings. My older brother is a little less than two years older than me. While growing up, I can remember my mother dressing me exactly like my older brother. This happened quite frequently, especially while we were young. I remember people asking her if we were twins. I thought that was really strange since I was two years younger, smaller and did not look like my brother at all. (I am better looking) Then my twin sisters were born. Identical twins. They were the cutest little girls. They looked exactly alike. Even until recently their husbands have mistaken their identity. This has led to many interesting moments in our family.

I don't know what mom was thinking, but after the twins were born the matching outfit thing became more regular. I caught up to my brother quickly in size and for a number of years it actually looked like there were two sets of twins in the family. I admit it probably looked cool to have two sets of twins. We drew a lot of attention from people in churches, restaurants and malls. Everywhere we went, people would crowd around the 'church twins'. They thought it was cute, but it was actually an identity crisis times two.

As I grew older, I did not appreciate being dressed like my brother, and he felt the same way. It wasn't so cool anymore. We weren't twins and were not anything alike. I didn't want to be like my brother and he didn't want to be like me. In fact, we wanted to be as different from one another as possible. My twin sisters came to feel the same way. Thankfully, mom gave up on the 'two sets of twins' thing and our unique identities were preserved.

We live in a world today of 'identity crisis times two'. Everybody wants to be like somebody else. Look like somebody else. Talk like somebody else. Live like somebody else. It is no different in the church. It is part of man's nature. We want to preach like somebody else. Sing like somebody else. Build a church like somebody else. Inherently, we look to others successes and desire the same for ourselves.

Tips For Growing Your Ministry

Though God gets all the credit for growth in any ministry, there are practical steps pastors can follow to make their cities their congregations and enlarge their ministries for Christ:

1. Know your call and catch the vision. If a pastor has the vision, the mind-set, to break out of traditionalism, great things can happen. Don’t lock yourself in a box. Find a need and determine to fill it.

2. Be faithful in the little things and be consistent. “One thing about pastor is that he is very predictable,” says Jennifer Mallan, an outreach pastor at Church Without Walls. “He does the same things every day, so people know they can count on him. You know that on Wednesdays and Fridays our trucks will be out; on Saturday foods are prepared. It’s never hit-and-miss. Pastor has parented the city very well.”

3. Realize that it takes time to grow. You have to prove yourself. You want to show that what you are doing is not fly-by-night. Ask yourself, “Am I building my own kingdom or really helping my community?”

4. Put people around you who will catch your vision. Build a team that has diverse talents to accomplish the vision you are called to fulfill. Focus on a particular hurt and cure it; find an ill in society and figure out how to solve it. Realize that you and your team will need to put 100 percent into bringing a solution to the problem. Bridge the gap.

5. Work within all aspects of your community. Realize that the support of city council members, police chiefs and other leaders is necessary for the large-scale success of any growing ministry. Meet with city leaders when you first start and share your vision. Then get on a council agenda once or twice a year thereafter to give a progress report.

10 Qualities Of A Potential Leader

1. Positiveness: The ability to work with and see people and situations in a positive way.
2. Servanthood: The willingness to submit, play team ball and follow the leader.
3. Growth Potential: A hunger for personal growth and development; the ability to keep growing as the job expands.
4. Follow-Through: The determination to get the job done completely and with consistency.
5. Loyalty: The willingness to always put the leader and the organization above personal desires.

Building a Team: What to Look for in Potential Leaders

It is critically important who you surround yourself with. The men and women you choose to help you reach your goals will make or break you. Here's a few things to look for in potential leaders:

1. Look for people who can make things happen.

Most of the time, you have to take people at their word. The fortunate aspect to this is when you do hire them, you know within a few days, sometimes hours, if they can make things happen or not. At that time you can make the necessary decision.

This application is not always possible in ministry, but the advice is still the same; Watch what people do more than listening to what they say. Actions always speak louder than words. People that make things happen seldom make excuses. Instead they create their own opportunities when none might have existed.

2. Look for people who can influence others.

A person's ability to make things happen is directly related to their ability to lead people. This is called influence. Whether a church ministry leader or a construction crew leader, a leader must be able to influence and persuade people....

We've All Been Shot

"For all have sinned, and come short of the glory of God;"  (Romans 3:23)

The colonel was trying to get a convoy of trucks out of the battle zone. The trucks had been under siege by the enemy and there had been terrible wounds and deaths that had occurred.  They had to get out of there if they were going to survive.  The colonel went to the lead truck where the driver had been killed and pulled the body out.  Then he turned to a Sergeant and told him to drive the truck out of there.  The sergeant responded that he had been shot and therefore wouldn't be able to drive, to which the colonel replied, "We've all been shot!  Now drive the truck."

When I first heard this story told from the book Black Hawk Down, immediately I thought of the church and what happens there or, for the case of this article, what doesn't happen because we allow ourselves to make excuses. 

We all have a person, or maybe even a few people, in our church that are ready and willing to do whatever it is that we ask of them.  Whether it be cleaning the restrooms, mowing the lawn, greeting everyone that enters the church, teaching home bible studies, teaching Sunday School,  etc., they will do it.  You know who I'm talking about.  They never stop asking you if you have something that they can do.  They are always the first to greet you after service.  They seem like they are always there.  These people are great and wonderful to have in our congregation.  When you ask them to do something you never have to worry about it getting done, because they have a desire to be used for the Kingdom.  However, these people are usually few in number.

Training Leadership Teams

Jesus died for the sins of the world. His mission was very broad. He did not die for most, several or some. He died for all. When He suffered on the cross, He did not have only a few hundred or a few thousand on His mind. What held Him to that tree was every single man, woman, boy and girl who would ever live on this planet. Is  our own directive is the same? Are we quite satisfied with a few hundred and would we be very satisfied with a few thousand. Think about it.  If your ministry directly affected 1,000 souls on a weekly basis, would you be satisfied? 

We have to stop thinking small. Jesus did not think small. The scripture does not speak small. This gospel was given that every single person ever conceived could have a relationship with Him. For too long the Church’s growth has been limited by our small thinking.

Over 7 billion people on this planet today are missing out on Heaven. We have churches who run 50 and are Pastored by people who are quite satisfied with 50. We also have churches running 50 who are Pastored by people who are so bothered because they cannot get their church to grow, that they doubt they were truly called to the ministry. These people get so frustrated, that they give up and are defeated by their inability to reach their community.