Money Matters - Why A Budget?

A budget is the tool provided in accounting terms that gives us the proper indication of how we stand in our finances.  Too often people refuse to prepare a budget because it seems cumbersome and boring.  A budget can be implemented in most homes but give only 1-2 hours per month.  That is not much time to have a clear indication as to where you stand financially.  Not only will a budget give you a picture of where you stand, it will help you organize your bill paying so you don’t get behind and have to pay late fees, and it will show you the debt you have so you can pay it off systematically. 

A budget is a guide that tells you whether you are going in the right direction so that you can expect to meet your financial goals.  You may have goals and dreams but if you do not set us guidelines for reaching them and you do not measure your progress periodically, you may end up going so far in the wrong direction you can never get out of financial difficulty.

• A budget lets you control your money instead of your money controlling you.
• A budget lets you control your spending habits.
• A budget allows you to save in a systematic manner.
• A budget allows you to meet your goals.
• A budget will tell you if you are living within your means.

Pastoral Transitions (When Asked to Leave)

Making a change in pastoral ministry is challenging for any pastor and his family, even when they have chosen the time to make that transition. However, a staff pastor and family who are released from their present ministry and must make a transition to a new place of ministry face a different situation. Thus the question, “How should a minister respond, act, and live if he is asked to leave his pastoral ministry?”

Ministers have been released from staff ministry positions for various reasons: decreased church income, downsizing of pastoral staff, the phasing out of a particular ministry position or consolidating church ministries. Regardless of the reason(s) for ministry release, this type of transition can be traumatic to the pastor and his family. Because of the emotional, financial, spiritual, and family issues, this topic must be addressed to help ministers and their families who have been asked to transition from their church ministry. Having been through this type of transition myself as a staff pastor in the past due to pastoral change and staff downsizing, I share some insights that will help edify and support the minister and his family who are in transition.

The ministry family leaving a church may experience emotional stress, financial strain, grief, and a sense of frustration. The exiting staff pastor may question the effectiveness, value, usefulness, credibility, future, and potential of his ministry. Income may be an issue, especially if the staff pastor was the major wage earner in the family. There will also be the question of health insurance. Because health costs can be expensive, health insurance is a necessity. If a transitioning staff member lives in a church parsonage he may wonder, How long can we live here? These are just a few of the concerns that a transitioning staff pastor will be forced to address. What follows are a few suggestions that will help the transitioning pastor and family.

1. Affirm your personhood as a Christian.

God loves you. You, your ministry, and family are valuable to Him. He knew this change would take place before you were asked to make your transition. He has confidence that, with His help, you will make it and your future will still be bright. He knows this is a traumatic change that affects your life, finances, ministry, self-perceptions, spouse, and children.

2. Continue growing in your personal faith walk with God.

You will need to grow spiritually through this situation. Don’t become stuck on, Why is this happening to me? Instead ask,How can I grow through this situation and see glory brought to God?

Get Rid of Stinking Thinking

 Let this mind be in you, which was also in Christ Jesus:  (Philippians 2:5)

"You can think your way to failure and unhappiness, but you can also think your way to success and happiness.  The world in which you live is not primarily determined by outward conditions and circumstances but by the thoughts that habitually occupy your mind."                                                                                                                                                                     -Norman Vincent Peale

Marcus Aurelius said,  "A man's life is what his thoughts make of it."

It has been said that the wisest man who ever lived in America was Ralph Waldo Emerson, the Sage of Concord.  Emerson declared,  "A man is what he thinks about all day long."

If you think you can have revival, you can.

You get what you preach.  If you are preaching revival and believe with all of your heart that revival will come, it will come.  It will come with God's timing, and He is bound by His word.  And His word says that He hears us when we pray.  If we are seeking for His will and are sincerely seeking revival for our church and community, it will come.  We have to believe!

            "But when the fruit is brought forth, immediately he putteth in the sickle,     because the             harvest is come."  (Mark 4:29)

If you think your church will grow, it will.

If you are praying for your church to grow, it will.  If you plant the seed of faith, and water it with prayers and fasting, the church is destined to grow.  It is the will of God for the church to grow.  This is His church and He wants it to succeed.  We have to get our thinking right, get our attitudes straightened up and get on board with what God has in store for us.  Rick Warren, in his book A Purpose Driven Church, tells us to not ask the question "Why is the church not growing," but to ask,  "What is causing the church to not grow."  Whenever we get our thinking on the right path, the church will begin to grow and mature.  Paul wrote to the church at Corinth,

       "I have planted, Apollos watered; but God gave the increase."  (1 Cor. 3:6)

Eight Ways to Save Time

1.  Clutter can slow you down by distracting you from what you want to do. To take control, begin in one corner of one room and straighten up. (No cheating! Don't just move the clutter to another corner!) Afterward, give yourself a reward for your good work. If you continue this pattern over time, you'll get the job done.

2.  Do you arrive at your office most mornings frazzled from too much rushing around before leaving the house? Prepare for your departure the night before: put your coat, car keys, and briefcase by the door, ready to grab, and set your alarm fifteen minutes earlier. You'll start the day feeling more in command.

3.  The next time you pass a card store, stock up on a supply of "thank you," "congratulations," and "great job" cards. Keep a supply at the office and some at home. Remember how you feel when a good word is sent your way and be generous in your compliments to others.

4.  Do you keep "to do" lists that run on for pages? If you often feel discouraged by what's not crossed off your lists, make them shorter. The most effective managers identify only three top priorities each day. And their self-esteem is stroked repeatedly when they cross off all three tasks, day after day.

5.  In today's world of so-called advanced telecommunications, more people identify "telephone tag" as their biggest time waster. When you leave a phone message on someone's voice mail or answering machine, remember to cover the four W's: who called, why you called, what you'd like the receiver to do, and when you're available to receive a return call. A specific request with detailed information increases your chances of a reply. Furthermore, on the incoming message of your answering machine, direct callers to leave you answers to the four W's.

Lead on…

Casting a vision and leading people are not easy to do.  Here are a few pointers when it comes to creating vision in the local church.

Don’t micromanage.  Create a program or system for management then simply allow others to do their job.  You may consider employing another person to do the managing.  This would be someone who is close to you and knows how to follow your orders.  Let them do the follow up, you cast the vision.

Admit mistakes.  Being the leader does not mean you are going to be right 100% of the time.  There are going to be times you make mistakes.  Admit them quickly and cast a new vision.  Allowing yourself to make mistakes will show your congregation that you are human and will enable them to feel that you are approachable. 

Lead without fear.  Fear will cripple your potential.  “We have not the spirit of fear.”  Seek your churches direction from the Lord.  While it is good to get other people’s opinion and counsel regarding the direction the church should be moving, God alone can give you Divine direction.  Seek God’s face for His will.  Once he gives you direction, move forward into it without fear of defeat or what others may think.

Gather allies.  Surround yourself with others who think like you do.  Especially if they compliment your vision.  As you begin to share your passion and burden with them, they will want to get on board.  After training and equipping them, get them on board with you ASAP.

God Wants To Change Our Reality, Now!

The problem with life is that is shows up regular and so suddenly, leaving in its wake—Our Reality. Many of us wish that our Reality was something much different: all good and no bad; all sunshine, no clouds; all answered prayer, no waiting, or even worse…refusals. Reality can become a Prison Of Despair, which can drag the best of us way down. We must allow Faith to forecast change, so that our Reality becomes all God intends. Remember; today is not final; the God of Glory has the great power to alter and change what seems to be Final. Time is totally subject to God; He can use it to alter whatever in our lives that is not becoming what He wants.

So many of us have in our lives either hoped for or worked toward a Reality that was of our dreams. Reality, for most of us, is a far cry from the ideal, but that does not mean we cannot make some real progress, so that our Reality can become a better issue for us. I refuse to allow what is now existing to stop all that can be. Reality is not the final word; Jesus has that all to Himself.

How many of the followers of our Lord have found themselves in situations less desirable and not at all what they had believed for, yet they did not cave in, but, rather, moved ahead and did some great things? How many cripples were affected when He impacted their Reality? How many lost and sinful lives were greatly altered, even though their Reality seemed set in stone?

Our Pastor Stinks!

 It is fair to say that Levi, or Matthew,  was not a man of good character.   He had accepted the office of tax-collector for the Romans.  And being a Jew this did not go over too well.   The Jews did not take too fondly to an office that put them in subject to the Romans.  Therefore, they gave these tax-gatherers a bad name.  They had  a certain hatred for them.

But when Jesus went out looking for disciples to come and follow him, one of the first places he went was  to this tax collecting booth and simply said to Levi (Matthew)"follow me."  Levi, who was rejected by so many because of his occupation, was in disbelief that Jesus had sought him out and selected him on purpose.  Luke writes that  "he left all, rose up, and followed him. "

Jesus was used to hanging out with people who were down-trodden.  First a leper, then a paralytic, and now a tax collector! If Jesus were running for public office he ought to be more careful about the company he is keeping.  But Jesus has a higher mission than popularity: "to preach the gospel to the poor, to heal the brokenhearted, to preach deliverance to the captives, and recovering of sight to the blind" (Luke 4:18), and the needy aren't always clean or respectable.

Money Matters - Reasons For Our Working

There are reasons that we have to work.  Listed are some brief reasons that we are to work and the benefits we gain from it.

1.  We work to provide for our Family.  I Timothy 5:8 says, “but if any provide not for his own, and specially for those of his own house, he hath denied the faith and is worse than an infidel.”

• God expects a Christian to labor to provide for family needs.  Providing for family necessities is a part of keeping the faith.  Failure to do so makes that person equivalent to an unbeliever.

 2.  We work in order to help others.  Ephesians 4:28 says, “Let him that stole steal no more: but rather let him labour, working with his hands the thing which is good, that he may have to give to him that needeth.”

• Our generosity to help others is important to our Christian character.  We must be concerned with the needs of other.

3.  We work to render to God.  Mark 12:17 says, “…render to Caesar the things that are Caesar’s, and to God the things that are God’s.”

• God gives us the 100% so that we might in turn give him 10%.  By doing so, he blesses the 90% that is remaining.

Paradoxical Commandments of Leadership

• People are illogical, unreasonable, and self- centered-love them anyway.
• If you do good, people will accuse you of selfish ulterior motives-do good anyway.
• If you're successful, you'll win false friends and true enemies-succeed anyway.
• The good you do today will perhaps be forgotten tomorrow-do good anyway.
• Honesty and frankness make you vulnerable-be honest and frank anyway.
• The biggest man with the biggest ideas can be shot down by the smallest man with the smallest mind- think big anyway.
• People favor underdogs but follow only hot dogs- fight for the few underdogs anyway.

• What you spend years building may be destroyed overnight-build anyway.