Money Matters - Basic Causes Of Financial Difficulties

Most people have problems with finances, but they just don’t know why.

According to the latest surveys, over one-half of all families in America are presently experiencing financial difficulties.  And the real truth is many do not seem to know why they are having these difficulties.  If these type problems are so common, then it would be important to understand the reasons they exist.

The following is a listing of some reasons of financial difficulties.  This listing can be a means of educating oneself in these most critical areas.

1. Failure to follow scriptural principles.  The Bible is full of guidelines regarding financial principles.  In fact, one half of all parables and one out of six verses in the New Testament deal with stewardship.  Get the Bible and start an in-depth study of the guidelines and principles in the Word of God.
2. Failure to identify priorities.  A person and family must identify their priorities if they are ever going to be successful in their financial life.
3. Failure to discipline.  This horrible word causes people more problems than anything else in the world.  Discipline must be exercised in every phase of a person’s life and in the world of finances it is critical.
4. Failure to establish goals.  A person who has no goal is a person without direction.  A person without direction is going nowhere.  A person must establish the financial goal for themselves if they ever want to arrive at a successful financial position in life.
5. Failure to control spending.  A written control is necessary to control impulsive spending.  Limits must be established and kept.
6. Failure to establish a budget.  A budget is not a nervous breakdown on paper.  It is a clear guideline of where your money comes from and where it goes.  Do not negate the importance of a written budget…it is vital to anyone’s financial success.

What's Missing? (A Sermon Thought)

Children’s activities books often have these little exercises.  They will display one picture with many items and characters, and when you turn the page, you see a very similar picture which almost looks identical.  To the casual glance you would think that nothing is different about the two pictures.  However the small instructions at the top of the second picture has a question which let’s you know immediately that even though these two pictures may look the same, they are not.  The instructions say, “What’s different about these two pictures?” You then are given opportunity to find and list the items that are missing from the second picture that are evident in the first one.

My younger brother is very successful in law enforcement.  I am amazed at his ability to pay attention to the slightest details.  He has the ability to walk into a situation and tell you not what is present, but what is not present.  What’s missing is often the clue that leads to a case being solved.  Myself, I would probably end up exhausting myself studying the clues and items that were left at the scene of a crime rather than understanding what is different or missing from the scene. 

Here is the problem many churches in our present day have.  There is something missing and we haven’t figured out what it is yet.  We are studying what is in front of us, but we can’t figure out why we are not having the kind of revival we know our Lord wants us to have. 

We see people’s lack of involvement.  We see the lack of dedication to the House of God.  We know that the growth of our congregations are not keeping up with the population growth of our communities.  People come to church with an “Entertain Me” attitude that lacks the fundamental hunger that is needful in a revival church. 

We want to identify with the biblical New Testament church but the picture that was the Original Church is in many ways very different than the picture that is the modern day church.

We Were Here!

As you look through history, you find remnants of people who preached and believed the Apostolic doctrine. Whether in parts or in whole, the Acts 2:38 message has been found throughout history. Consider the countless, precious people who gave their lives in defense of the Apostolic message. People who suffered the death of martyrdom unnoticed. Praying saints who never did see their world come to Christ. Men and women who held on to the promises of God's Word, in a day and place when it would cost them their lives.

Being Pentecostal is popular today. Even a good Catholic friend of mine recently told me that their services are becoming more Charismatic. I'm not sure what he meant by that, but I guess he was trying to say, that they were embracing the Spirit of worshipfound in Pentecost.

However, time has a way of erasing things. The tide of generations coming and going, dull and even erase people, governments and religions. Why, if we didn't dig into the earth in the deserts, we wouldn't even know that some civilizations ever existed. Whole nations have been erased from the earth without anyone even noticing that they were there. People who were once proud and who ruled large kingdoms are only remembered in small bits of history if at all.

What will be said of our generation should the Lord tarry 500 more years? Now, I'm with most of you on this one. I believe the Lord is coming back very soon. However, we do not know this for sure. What will future generations remember about us? What will be in the history books of the future about us?

I don't believe there has ever been a brighter day for the Church. We are living on a planet with over 6 billion people living on it. If there ever was a day in which God wanted to give a great revival, I believe today is that day. However, we should ask ourselves, are we looking forward? Are we considering the effect of all that we are doing for the Lord, on future people. What will they say about us? Will they remember us?

Some time ago, I read a book about the Nazi concentration camps from World War II. The story was about a little Jewish girl who was too small to work for the Nazis, and had somehow escaped being shot for being too young. It was often their practice to kill someone if they could not work. So, this little girl lived her life through much of the war and many of the concentration camps.

How Do You Demonstrate Leadership?

Fundamental principles underlie the thinking and conduct of all true leaders, and these principles are even sharply defined for leaders within the kingdom of God. From time to time those whom the Lord has chosen for leadership need to examine themselves in the mirror of thought- provoking maxims. These proverbs are designed to help Christian leaders move forward in administrative excellence.

Responsible leaders do not make irresponsible statements.

A godly leader speaks out of the presence of God.

A humble leader never makes light of eternal truths, but esteems them with reverence.

A wise leader resolves conflicts peacefully, not forcefully.

An enduring leader withstands insult without anger.

A wholesome leader is characterized by tolerance, which saves him from hasty decisions in crisis, and retaliations in the face of contrariness.

The good leader attempts to make friends, not enemies.

Dealing harshly with opponents causes more aggravation and hostility. A polite leader uses gentleness and kindness.

10 Ways To Use This Newsletter

The Newsletter of Preachit.org is written specifically for you and your Ministry team.  We have prayed over our articles and sincerely hope that they help you in every way possible.  We pray that each article you read, ministers to you and encourages you to keep doing the awesome Work of God.  May God continue to bless you as you bless His kingdom. 

Below are some ways to use this tool for your benefit.  This is not a complete list as you can add to it as you see fit and how it fits your Ministry team.  These are just some suggestions to get you started.  Thank you for taking the time to read the PreachIt.org Newsletter and may it enrich your ministry.

1. Teach Your Leadership Team.

2. Put the articles in Your Church's Bulletin.

3. Print out the PDF format and save them for sermon thoughts.

God Wants To Change Our Reality, Now!

The problem with life is that is shows up regular and so suddenly, leaving in its wake—Our Reality. Many of us wish that our Reality was something much different: all good and no bad; all sunshine, no clouds; all answered prayer, no waiting, or even worse…refusals. Reality can become a Prison Of Despair, which can drag the best of us way down. We must allow Faith to forecast change, so that our Reality becomes all God intends. Remember; today is not final; the God of Glory has the great power to alter and change what seems to be Final. Time is totally subject to God; He can use it to alter whatever in our lives that is not becoming what He wants.

So many of us have in our lives either hoped for or worked toward a Reality that was of our dreams. Reality, for most of us, is a far cry from the ideal, but that does not mean we cannot make some real progress, so that our Reality can become a better issue for us. I refuse to allow what is now existing to stop all that can be. Reality is not the final word; Jesus has that all to Himself.

How many of the followers of our Lord have found themselves in situations less desirable and not at all what they had believed for, yet they did not cave in, but, rather, moved ahead and did some great things? How many cripples were affected when He impacted their Reality? How many lost and sinful lives were greatly altered, even though their Reality seemed set in stone?

Some things to consider when planning church activities.

People are very busy, don’t burden them with mere activities.

• Many full time church leaders do not understand the time constraints of the working saint and their family.
• Many homes are two income homes where families seldom have time for one another. 
• God and church should be at the center of our lives, however church leadership needs to realize that people need a break once in a while as well. 
• We live in a different world than we did 30 years ago and the family unit is suffering as a result. 
• It would be a good exercise for church leadership to see how they can cut the church calendar 20% by removing unproductive activities. 
• Often a meeting can be held shortly after church rather than have people set aside another evening of the week to attend.

Church activities should have a purpose.

• Just because you did it last year is not a good reason to do it this year. 
• Kill the sacred cow! 
• Does the event promote evangelism? 
• Will souls be won as a result of it? 
• Will the body be strengthened because of this event? 
• If not, consider something that will or give them a break by deleting that event and moving on to the next one.

Don’t have a meeting just to have a meeting.

• If you have no clear direction for the meeting or there is not immediate need for one, don’t have it. 
• Wait until you have the agenda thoroughly thought and planned out and then announce a meeting. 
• Accomplish something at every meeting and your people will feel like coming to the meeting was worth their sacrifice of time.

Connecting With People

If you desire for people to follow you, you have to connect with them.  The catalyst of your relationship with them at any level may very well have to be a result of your constant effort to associate with them. An unbeliever’s only basis for coming into the knowledge of truth may well be his relationship with his teacher/preacher. 

Connect with them on a personal level.  Find out what it is that interests them and try to find a common interest.  Get to know them personally.  Visit their home.  Invite them to yours.  Go places with them.  Let them know you care for them on more than a Pastoral level.  If they consider you to be their friend, they will support you much more than if you are only an authority to them.

Connect with them on a professional level.  If he is a doctor, read a few books on the latest surgery procedures.  If he coaches football, learn a bit about the game.  If she is a teacher, talk education with her. 

Connect with them in your preaching.  Personalize your preaching.  Major newspapers write their articles on the 6th grade educational level.  Hence they are able to reach a broader audience than if they wrote them on the college level where most people may not understand certain wording.  Bring bible stories and situations into present day circumstances.  Touch home once in a while.

The Little Red Shirt

In the nightstand next to my bedside is a plastic baggie. Folded neatly inside is a small remnant of what remains of a little red shirt. The shirt was an integral part of two events that changed my life profoundly. One event was by tragedy, and the other by the delivering power of the Holy Ghost. Before this article is completed I hope to use that little red shirt to answer the following question for you, “What do you do with the things that the Holy Ghost hasn’t fixed?”

I must begin by exposing my soul to you the reader. My life has been deeply imprinted by a number of personal tragedies, only several of which I will mention herein. At the age of 19 months I was admitted to the hospital after a lengthy illness. The night I was admitted I died. My father fell across my bed weeping and calling upon the name of the Lord. God heard His prayer and restored life into my body, but I remained curled up in a fetal position, dark circles under my eyes, and the eyes were rolled back so that only the white was showing. My hands and feet were drawn and curled up. I lost 8 ½ pounds of body weight in a little over five hours! The transformation was remarkable and horrendous. My mother went home to rest that night because she was expecting her next child, leaving my father at my bedside. My death and transformation occurred after her departure. She could not recognize me when she returned to the hospital after going home for only a few hours. She actually thought I was someone else’s baby!

I spent much of that night in a bathtub full of ice because of the extreme fever that was destroying my brain by the minute. The next morning I was taken into surgery where four surgeons operated on me. The report to my parents was not good. My appendix had ruptured 3-4 days prior to the surgery. They were dislocated which required more extensive cutting. My body cavity, stomach, and intestines were filled with gangrene. My intestines were completely blocked by a growth necessitating the removal of much of my intestines. Eventually they gave up and simply sewed me together. The surgeons told my parents there was nothing they could do to help me, and that it was best for me to die. Their diagnosis was that my brain was completely devastated, I was a vegetable, and I never would recover. Even if I did, my organs would not work and body functions could not happen properly. The Catholic hospital administered last rights to me. I would soon just be another statistic.