Tax Time! - What is a Ministerial Housing Allowance?

Any licensed or ordained minister in the U.S. who performs ministerial duties and who is employed by the church qualifies for a housing allowance which is a great tax benefit. Housing allowances are not taxable to federal or state income taxes, so you can save taxes by utilizing the housing allowance. In general the rules are as follows.

To have a housing allowance, you must have a resolution pre-authorizing the housing allowance. A pastor cannot designate his own housing…it must be done by either the church board or the church membership. The amount designated goes to pay all housing expenses: rent or house payment, utilities, taxes, insurance, repairs & maintenance, upkeep, association dues, furnishing & appliances (purchase or repair). Any expenditure that is for the upkeep of the house you live in is included in the housing allowance.

The housing allowance is ONLY for your primary residence, not any other vacation home, etc. The allowance is paid by church funds as a portion of the overall compensation of the minister. The housing allowance used cannot exceed the actual expenses incurred for the housing expenses. The amount paid toward the house payment cannot exceed the fair rental value of the home.

Tired Of The Results You Are Seeing?

Insanity is doing the same thing over and over and expecting different results.  If you are not pleased with the results you are seeing in a given ministry or program, make a change.

Positive change requires vision.  Vision is always needed to begin a new ministry or program, but it is also needed to continue it.  We too often allow vision to guide us to begin something, but then leave vision out of the picture when growth or decrease begin to happen.  It will take constant vision casting to cause a given ministry to continue to have growth.

Change it up!  It is in our nature to try to find a norm or comfort zone.  However, when people find these, they begin to relax.  Once they relax, it is very hard if possible at all to re-motivate them.  One pastor told me he will throw a hammer through a wall before he allows people to think that change is not happening in the church.  Constant change is exciting!

Change only what needs changing.  Don’t get in the way of progress.  Allow those areas and people who are having success to continue without interference.  There are always areas of the church that need help.  Only make changes there.  If modifications are to be made in an area of the church that is doing well, make sure they are small modifications that will not offend those who are causing progress.

The Power of Power Point

From the earliest messages of the Gospel that were preached by Jesus, until today, preachers have wanted their message to be heard by the masses.  We have done everything we could to ensure that our preaching can be heard.

Luke 5
 1And it came to pass, that, as the people pressed upon him to hear the word of God, he stood by the lake of Gennesaret,
 2And saw two ships standing by the lake: but the fishermen were gone out of them, and were washing their nets.
 3And he entered into one of the ships, which was Simon's, and prayed him that he would thrust out a little from the land. And he sat down, and taught the people out of the ship.

There was a twofold purpose in Jesus using the ship as a preaching platform.  The first reason was that as vs 1 mentions, the people were pressing against him.  The crowd was getting too great.  As with any size crowd of people, the natural voice can only go so far.  The more people you add to the crowd the less His voice could travel as sound bounces off of obstacles which, in turn, hindered His ability to get His message across to everyone that was there. 

This brings us to the second reason why Jesus launched out onto the ship to preach.  Sound carries extremely well across water.  From the ship, more people could line the shore of the lake and His voice would carry to them without being hindered.  (Have you ever been on one side of the lake and heard the voices of people speaking on the other side  which might be thousands of feet away?  When the wind is still, you can literally hear a casual voice speaking from thousands of feet away as the sound travels across the surface of the lake without hindrance.)

Jesus took full advantage of this simple technique.  However primitive Jesus’ sound system was on this day, it worked.  It enabled him to get His message to many more people than His previous method of simply standing or sitting in a place on the beach as He taught.

Preachers today face the same dilemma most often.  We struggle to get our voice out to more people.  We purchase sound systems costing everywhere from hundreds, to literally tens of thousands, of dollars for the simple purpose of getting more people to hear our preaching.  We oftentimes stop at nothing to get our message across to more people.

The Road Rage Phenonmenon!

What makes people act the way they do when they get in a car.

If I bumped into you as we enter an elevator, I would politely say "excuse me" and that would be it. But if my car comes into your lane and "almost" touches yours, Look Out! How many times we read or see where someone was even beaten up or shot over road rage. Testifying before a House transportation subcommittee, National Highway Traffic Safety Administration officials estimated that two-thirds of the 42,000 highway deaths last year were related to aggressive driving, which appears to have joined drunk driving as a perilous trait of American culture.

Otherwise seemingly, quite, reserved people who turn violent when someone cuts them off in traffic. I've done it and so have you. Nothing irritates me more than sitting at a 4 way stop and the person to my right doesn't know it's their turn to go. And so there we sit, waiting for the other person to go first. I wonder if some folks ever did read the driving manual.

I'm sure all of us at one time or another have been rewarded with that certain hand gesture by someone who felt we offended them in traffic. I've even had young girls offer that one now and then. (Maybe I'm just a bad driver.) How could someone give such an offending gesture to someone they don't even know?

Well, that's really what I want to talk about. I only reminded you about your road rage to make a point. The fact is, people experience road rage, because they don't know you. There is nothing personal about driving past someone on the road. Yours is only a very brief encounter. You will never see them again. They can say or do what they want to you and they will never have to face up to it. Your relationship has no value. And as a result, neither do you. Isn't that sad?! (I'll give you a little hint. If you need to get into a lane and no one will let you into it, simply roll the window down and give them a big smile and wave. Now they will let you in.) Try it.

As long as you are only another car on the road, you don't matter. But when you become a face and a person with a smile, well that's another story. They'll stop the traffic in their lane to let you in. I'll admit, I'm a horrible driver. Just ask my wife, she'll tell you. But even she knows that I can cut into any lane of traffic I want, because of a smile and a wave.

I wonder though how many of us have this same mentality even when we get out of our cars. Hmm, let's try a little test here. Let's say you are on vacation and a few hundred miles out, you stop to have dinner at a restaurant. You know, at one of those places where they cook everything in lard. What happens if the service or food is bad? Do you tip her any way? Well you don't have to do you?! After all, she doesn't even know you. Well, you might even be able to get off a couple of "complaints" to her since she won't see you in church this week.

How To Teach A Bible Study

All too often, our church members don't feel comfortable asking someone if they would like to have a Bible study. One of the main reasons for this, is because they are afraid they won't have all of the answers to all of the questions that the person may ask about the Bible.  Many people today want to teach Bible studies to their friends and families, but oftentimes, don't know how to teach a Bible study,what teaching materials to use or lack the experience to feel confident enough to teach one. 

One idea to overcome this, is to use the mid-week service to teach your church how to teach a Bible study.  In most cases, the people that show up for the mid-week service are the core of the church.   They are usually the more "spiritually mature" of your saints.  Also, when teaching on how to teach a Bible study, let them know which Bible studies you recommend for them to teach.  This will give them confidence to teach a Bible study and when they find one that they feel comfortable sharing with someone, they will be more apt and better prepared to teach.

            You can use this outline to teach them how to teach a Bible study:

            Psalm 119:89  "Forever O Lord, thy word is settled in heaven."

            Psalm 119:161:162  "..but my heart standeth in awe of thy word….as one that findeth great spoil (treasure)"

            Psalm 119:11  "Thy word have I hid in mine heart, that I might not sin against thee."

·        Establish at the beginning of the study the importance of the "whole" Bible. 

         1)     1 Tim. 3:16 "All scripture is given by inspiration of God…

         2)     The Word of God is true!  From cover to cover!

A few things to remember when preparing for your study:

·        Always bring two Bibles; one for you and one for your student.  (Remember, this is a Bible study!)

·        Be on time!

·        Breath mints are good!

·        Choose a Bible Study that teaches on one of these topics:

         1)     Doctrine                   

         2)     Oneness                   

         3)     Church History       

Do You Know That You Are An Ambassador Of Christ?

Romans 12:17-21; 1 Corinthians 6:1-8; 2 Corinthians 5:20; Galatians 6:1-5

We must remember that as a Christian and ambassador of Christ, we are to proceed any endeavor with the Fruits of the Spirit where love is our focus. We must have the proper motives before we can be the peace makers and resolve the conflict. Galatians tell us,

“Brothers, if someone is caught in a sin, you who are spiritual should restore him gently. But watch yourself, or you also may be tempted. Carry each other’s burdens, and in this way you will fulfill the law of Christ. If anyone thinks he is something when he is nothing, he deceives himself. Each one should test his own actions. Then he can take pride in himself, without comparing himself to somebody else, for each one should carry his own load.” (Galatians 6:1-5)

We are to take seriously the call to be responsible for each other in love and care. When we help each other, even in the midst of conflict, to point out sin and wrongdoing, we are helping that person. We need to take seriously the call that our Lord gave us, that we are positioned to be peacemakers and help in the restoration process of all humankind from evangelism to conflict management.

Restore gently is with the attitude of love and care, not being overly harsh and, especially, not allowing our anger and outrage to get the best of us. God did not express His anger and outrage to us or we would be space dust, rather He gave patience and grace. We are to reflect and replicate His way and not ours. The primary goal with any confrontation is the restoration of the individual, just as it is God’s will to restore us in our love relationship with Him. The goal is not the chastising; this is not a sport, but a serious manner where the person must be dealt with the motive and attitude of respect.

Our churches are riddled with conflict and we need to realize the frustration levels of the people we deal with. Most Christians can and will act in a very ungodly manner and, basically, bite the hand that feeds them. The forces that drive them are fear. Fear of change, fear of being wrong, fear of being embarrassed, and a fear of having no control. We need to see the root motives of others and ourselves in order to deal with the attitude and situations respectively. When we are ministering to those who are insecure and bring our own insecurities, then the proper attitudes will be cut off and our effectiveness will be mute. Our motives must not be self based but Christ based, so when we go into a conflict situation we can deal with it in a levelheaded attitude.

Our own motive must be in the restoration of God’s people from sin, not the work of the Holy Spirit, but our call of being constructive and providing solutions, not more strife. Our call is to extol people, that is to come along their side with comfort and help. We are to help each other grow in our relationships with God and each other. And with this motive in mind, sheepdog people on the right path when they veer off, as a loving parent does with a child. As a community of believers, we are responsible for each other, including the actions and deeds that we extol on to each other. We are also responsible to extol each other onto the right path. So conflict management is not a double barrel shotgun, but the love to extol and lift up each other. Conflict management must have the best interests in mind for the people involved as well as the church, and most importantly a driving force to glorify our Lord. We get ourselves into trouble when we try to be a savior/ super hero and ‘save the day,’ so we look good. Our focus is not just to look good, but lift up our Lord.

Building a Condemnation Free Ministry

One of the saddest occurrences is when I spend time trying to mentor an experienced Christian minister who is wrestling with regrets, guilt and self-condemnation after they have given a lifetime to the work of God.

Christian ministry should be satisfying and rewarding. The joy, peace, fulfillment and contentment should be overflowing for anyone who has devoted their life to arguably the world’s most noble profession. Surprisingly instead of entering a time of bliss and contentment, a vast number of ministers and their spouses enter their later years disillusioned, angry, bitter, depressed and saddened over missed opportunities, mistakes, bad judgments, regrets, and a list of similar discouragements.

This simply ought not to be.

What about you? Are you living with regret, guilt, or condemnation right now?

Is it easier for you to quote Romans 8:1 than it is to live it?

“There is therefore now no condemnation to them which are in Christ Jesus, who walk not after the flesh, but after the Spirit.”

KJV

The word “condemnation” means an adverse sentence (the verdict). There should be no adverse sentence or condemnation but reality says there often is. If so, then the question is what caused it? Or, from where did it originate?

Even if you could identify the point of origin for your feeling of condemnation you cannot change the history that caused it. However, you can learn from history, make adjustments, and not repeat the same mistakes in the future. Another key point is that Romans 8:1 reveals the answer to living condemnation free. It says to, “walk not after the flesh, but after the Spirit.” To state it plainly: the Spirit will lead you to a condemnation free life and ministry whereas the flesh will lead to condemnation.

From a practical standpoint the following suggestions will assist you in building a condemnation free life and ministry.

Plan your finances as though you will live 150 years. One of the greatest tragedies is that many of us have failed to plan for the day of retirement. It is a mistake you will live to regret. Many of those who chose to spend it all because the Lord was coming and they didn’t want to leave it for the antichrist died broke and foolish. They had no oil in their lamps when the day came that they needed it.

Personal Growth: "You Hypocrite!"

Failure – In the business world, this word isn’t an option. But in the church, it almost seems like a requirement. Look at the heroes of the faith in Hebrews 11. While the Bible lauds their faithful successes here, check out their Old Testament stories, and you’ll find that God used people who repeatedly failed and doubted him.

So the next time you feel like a failure or even a hypocrite – encouraging your congregation to live one way when you’re failing in that very same area yourself – remember God’s amazing penchant for using seemingly imperfect, irresponsible, and faithless people to further His kingdom. In fact, here are some specific places where you might be feeling like a failure, along with promises for you to claim.

Correcting and confronting people about sin when you know the pitiful condition of your own heart. Remember that God detests sin, but he already knows that you’ll fail Him. Victory doesn’t come through any power of our own, but only from God’s strength over evil. Approach God and admit your weaknesses. “If we claim to be without sin, we deceive ourselves and the truth is not in us. If we confess our sins, He is faithful and just and will forgive our sins and purify us from all unrighteousness.” (I John 1:8-9)

Preaching on quiet time when you don’t have one. Change the terminology if you need to. A quiet time is just a means of recharging your own spiritual batteries on a semi-regular basis – even if it’s not a daily quiet time. “Be still, and know that I am God.” (Psalm 46:10) Being still is hard to do if you’re running in the opposite direction. What will happen if you stop and listen to God? “You’ll be made new in the attitude of your minds; and you’ll put on the new self, created to be like God in true righteousness and holiness.” (Ephesians 4:23- 24)

Speaking on bringing people to the Lord when you haven’t led anyone to Him in years. Double-check your source and motivation. Jesus said that only people plugged into Him could be fruitful. “Remain in Me, and I will remain in you. No branch can bear fruit by itself; it must remain in the vine. I am the vine; you are the branches. If

Money Matters - The Budget's Attitude

One of the top reasons that so many people, including Christians, fail at budgeting is simply attitude.  It a person thinks of it as a penny-pinching sacrifice instead of a means for achieving one’s financial goals, then it is unlikely they will stay with it.  To increase the chances of a successful budget, it is important to work on the attitude. 

If ”budget” sounds too harsh…consider it as a “financial plan” for the home.  The plan can help you get ahead; control spending, and save for future spending.  Budgeting really does matter in the process to help one reach their goals and without some formal plan of working with the finances, goals and dreams can never be reached.

Money is a tool…and a tool that everyone needs in today’s society.  This tool can enable a person to reach their goals in life, however, until a person knows where their money goes and how it is spent, a conscious decision about how to use this tool effectively is impossible.

So it is important to get the right attitude and not give up.  Quitting too soon or tiring of the process is simply a means of failure in reaching the potential goals and dreams one has.

The following scriptures give spiritual guidance for the finances of the home.  Take the time to read these and study God’s plan for financial survival.

• Prosperity:  Genesis 39:3; Psalms 1:3; Joshua 1:6-8; Luke 6:38; John 10:10

• Provision:  Genesis 41; Exodus 15; I Kings 17; John 21:2-6; Matthew 4:11

• Giving:  Deuteronomy 14:23; Malachi 3:10; Matthew 23:23; Hebrews 7:1,2

• Budgeting:  Proverbs 22:3; 24:3,4; 27:12; Luke 12:16-21; Luke 14:28-30