Article for Ministers: How to Build a Team of Leaders

Where To Look For Leadership In Your Church

One of the biggest problems in many of our churches is a lack of leadership. Where do you find people who have leadership abilities?

"You don't have to bring in a hireling to find leadership in your church…the person you are looking for might be closer than you think."

People who have displayed faithfulness in small things. He might be the usher who is constantly faithful to the duties of ushering. Don't leave that person doing the same thing for 30 years because they do it so well. Move them into areas of leadership.

Look for people who worship well and who love their pastor. You might think they have no leadership ability, and they may not. But their love for God and their Pastor will give them the zeal they will need to learn how to lead from you.

[ read more...]

Where To Look For Leadership In Your Church

One of the biggest problems in many of our churches is a lack of leadership. Where do you find people who have leadership abilities?

"You don't have to bring in a hireling to find leadership in your church…the person you are looking for might be closer than you think."

People who have displayed faithfulness in small things. He might be the usher who is constantly faithful to the duties of ushering. Don't leave that person doing the same thing for 30 years because they do it so well. Move them into areas of leadership.

Look for people who worship well and who love their pastor. You might think they have no leadership ability, and they may not. But their love for God and their Pastor will give them the zeal they will need to learn how to lead from you.

[ read more...]

Accountability – who needs it?

Accountability – “The quality or state of being accountable. – Webster’s dictionary

Accountability is a binding relationship that develops growth, moral and ethical excellence.
Accountability is not support therapy an opportunity to allow for excuses.
When a person becomes accountable to another, they make themselves accountable to someone other than themselves.

Why should we consider becoming accountable to someone else?

We cannot stand without accountability. 1 Cor 10:12
Every man/woman should make themselves accountable to at least:

God
Their spouse
Their family
Those they lead
Those leaders above them
At least one other person who could be considered their spiritual mentor.

We are all accountable whether we know it or not. People are watching us day and night. They are looking to see if we are who we say we are. They base their trust and confidence in us according to the level of truth they see in our lives. If they do not consider our lives to be worthy of their confidence or trust, then our ministry will have no effect on their lives.

Accountability keeps us from moral and spiritual failure.
Proverbs 27:17 Iron sharpeneth iron: so a man sharpeneth the countenance of his friend.”
Having someone to be accountable to keeps us from ourselves. Realizing that someone else will judge our actions causes us to “consider our ways”.

[ read more...]

Accountability – who needs it?

Accountability – “The quality or state of being accountable. – Webster’s dictionary

Accountability is a binding relationship that develops growth, moral and ethical excellence.
Accountability is not support therapy an opportunity to allow for excuses.
When a person becomes accountable to another, they make themselves accountable to someone other than themselves.

Why should we consider becoming accountable to someone else?

We cannot stand without accountability. 1 Cor 10:12
Every man/woman should make themselves accountable to at least:

God
Their spouse
Their family
Those they lead
Those leaders above them
At least one other person who could be considered their spiritual mentor.

We are all accountable whether we know it or not. People are watching us day and night. They are looking to see if we are who we say we are. They base their trust and confidence in us according to the level of truth they see in our lives. If they do not consider our lives to be worthy of their confidence or trust, then our ministry will have no effect on their lives.

Accountability keeps us from moral and spiritual failure.
Proverbs 27:17 Iron sharpeneth iron: so a man sharpeneth the countenance of his friend.”
Having someone to be accountable to keeps us from ourselves. Realizing that someone else will judge our actions causes us to “consider our ways”.

[ read more...]

Tips To Effective Preaching

Let’s look at some real examples of effective preaching. Our text will be from Acts 2 where Peter preached on the day of Pentecost, and from Acts 3 where the lame man was healed while they were on their way to the temple. In both of these instances Peter ministered in such a way that thousands were saved. I think we can learn a lot from Peter (Acts 2:14-38 & 3:12-26).

Effective preachers must study. As you look at these two messages from Peter, you will see that he had studied the word. In both instances he was suddenly given the opportunity to preach, and he was “instant in season and out of season” (2 Timothy 4:2). There is no shortcut to “studying to show yourself approved, a workman that needs not be ashamed, rightly dividing the word of truth” (2 Timothy 2:15).

When I first started preaching I would minister on a different book of the bible every service – and we had three services each week! I used at least seven commentaries on each book. After researching them thoroughly, I would then seek the Lord as to how He wanted me to present the message and what kind of application He wanted for His people.

This took a lot of time and effort, but it was well worth it. It placed ample research under my belt to draw upon later when I wouldn’t have as much time. Taking shortcuts to in depth study will rob you of the rich jewels that the Lord desires to give you from His word and Spirit.

Effective preachers must memorize the Word. There is nothing more powerful than the Word of God. Peter, in his sermon on the day of Pentecost, quoted large and obscure passages of scripture. He didn’t pull out a scroll and start looking things up, he knew them by heart. We have the promise that His word will not return to Him void (Isaiah 55:10-11). It is sharper than any two edged sword (Hebrews 4:12). The word will do more in the hearts of people than I ever can. When I was first saved I made up my mind that I wanted to give people God’s answer to the problems of life and not only what I thought. My opinion is not worth much, but what God has to say is of eternal value.

Nothing has helped me in my preaching and teaching more than the memorization of scripture. Even if people have a hard time taking it all in, it will go on to work in their lives for years to come. Jesus said the Holy Spirit would “bring all things to your remembrance whatsoever he has said unto us” (John 14:26). His promise is that He will bring the appropriate scripture to us when it is needed the most. It was said of Jesus that when He was in a house in Capernaum, and there was so many people crowding into the house that there was no longer any room, that “He preached the word unto them” (Mark 2:2). It’s the word that makes our ministry truly effective as it did Jesus’.

[ read more...]

Tips To Effective Preaching

Let’s look at some real examples of effective preaching. Our text will be from Acts 2 where Peter preached on the day of Pentecost, and from Acts 3 where the lame man was healed while they were on their way to the temple. In both of these instances Peter ministered in such a way that thousands were saved. I think we can learn a lot from Peter (Acts 2:14-38 & 3:12-26).

Effective preachers must study. As you look at these two messages from Peter, you will see that he had studied the word. In both instances he was suddenly given the opportunity to preach, and he was “instant in season and out of season” (2 Timothy 4:2). There is no shortcut to “studying to show yourself approved, a workman that needs not be ashamed, rightly dividing the word of truth” (2 Timothy 2:15).

When I first started preaching I would minister on a different book of the bible every service – and we had three services each week! I used at least seven commentaries on each book. After researching them thoroughly, I would then seek the Lord as to how He wanted me to present the message and what kind of application He wanted for His people.

This took a lot of time and effort, but it was well worth it. It placed ample research under my belt to draw upon later when I wouldn’t have as much time. Taking shortcuts to in depth study will rob you of the rich jewels that the Lord desires to give you from His word and Spirit.

Effective preachers must memorize the Word. There is nothing more powerful than the Word of God. Peter, in his sermon on the day of Pentecost, quoted large and obscure passages of scripture. He didn’t pull out a scroll and start looking things up, he knew them by heart. We have the promise that His word will not return to Him void (Isaiah 55:10-11). It is sharper than any two edged sword (Hebrews 4:12). The word will do more in the hearts of people than I ever can. When I was first saved I made up my mind that I wanted to give people God’s answer to the problems of life and not only what I thought. My opinion is not worth much, but what God has to say is of eternal value.

Nothing has helped me in my preaching and teaching more than the memorization of scripture. Even if people have a hard time taking it all in, it will go on to work in their lives for years to come. Jesus said the Holy Spirit would “bring all things to your remembrance whatsoever he has said unto us” (John 14:26). His promise is that He will bring the appropriate scripture to us when it is needed the most. It was said of Jesus that when He was in a house in Capernaum, and there was so many people crowding into the house that there was no longer any room, that “He preached the word unto them” (Mark 2:2). It’s the word that makes our ministry truly effective as it did Jesus’.

[ read more...]

Why Home Friendship Groups? - Community

There are two essential elements of community. 1) interpersonal commitments and 2) a sense of belonging. True community needs both of these elements in operation. Without interpersonal commitments, a sense of belonging would soon be lost as a sense of belonging is derived from and is a result of the interpersonal commitments. Did I loose you there? Ok, let me break it down.

Bob joins a new church. He is warmly welcomed. He soon receives salvation. Bob likes the people and enjoys what he feels in the church. However, as time goes on, Bob soon realizes that since his only real commitment is to come to church, worship and give in the offerings, his commitment level is not very deep. In fact, if Bob only develops a deep relationship with the pastor there, then the Pastor is Bob’s only real reason for staying there. What happens however, when Bob gets upset at the pastor? What happens if the pastor resigns? You and I know what happens, Bob soon leaves. However, what would happen if Bob were was interconnected in a deep level of community or fellowship with 10-12 other people within the church? (Small Group) What if it were possible that Bob could get upset with the Pastor, yet his love for and interconnectedness with these other 10-12 were so deep that he would stay?

Relationships are powerful. A good relationship will build a person up and a bad relationship has the potential to destroy someone. We often fail to realize the value of relationships within the church. We exhaust ourselves with evangelistic efforts and get so excited over the sudden growth or influx of visitors. Yet we then often fail to get those new people into bonding relationships within the church and soon lose them. What we end up with is a person who is easily offended and will have nothing or nobody to stand in their way of an exodus.

[ read more...]

Why Home Friendship Groups? - Community

There are two essential elements of community. 1) interpersonal commitments and 2) a sense of belonging. True community needs both of these elements in operation. Without interpersonal commitments, a sense of belonging would soon be lost as a sense of belonging is derived from and is a result of the interpersonal commitments. Did I loose you there? Ok, let me break it down.

Bob joins a new church. He is warmly welcomed. He soon receives salvation. Bob likes the people and enjoys what he feels in the church. However, as time goes on, Bob soon realizes that since his only real commitment is to come to church, worship and give in the offerings, his commitment level is not very deep. In fact, if Bob only develops a deep relationship with the pastor there, then the Pastor is Bob’s only real reason for staying there. What happens however, when Bob gets upset at the pastor? What happens if the pastor resigns? You and I know what happens, Bob soon leaves. However, what would happen if Bob were was interconnected in a deep level of community or fellowship with 10-12 other people within the church? (Small Group) What if it were possible that Bob could get upset with the Pastor, yet his love for and interconnectedness with these other 10-12 were so deep that he would stay?

Relationships are powerful. A good relationship will build a person up and a bad relationship has the potential to destroy someone. We often fail to realize the value of relationships within the church. We exhaust ourselves with evangelistic efforts and get so excited over the sudden growth or influx of visitors. Yet we then often fail to get those new people into bonding relationships within the church and soon lose them. What we end up with is a person who is easily offended and will have nothing or nobody to stand in their way of an exodus.

[ read more...]

The Solution To Your Problem

Problems. If you're going to work with or minister to people, you are going to have problems. Sometimes big problems. Moses was one person in the scripture who had people problems. Millions of them. Everywhere he looked - people problems. How to feed them. How to water their livestock. How to settle their petty problems. How to settle their big problems. Where do the tents go? How about the toilets. Everywhere problems.

Surely with all these problems, the solution must be complex. Big problems should mean big, intricate, thoroughly researched and analyzed solutions - right? Not necessarily. In fact, very often, the solution to one's problem is asymmetric to the problem itself. Big problem, small solution.

When our problem is large or complex, we too often feel that the solution has to be the same. Because of this we usually miss the obvious, simple answer. In Moses' case, it took his shepherd father-in-law's simple mind to figure it out. A shepherd understands that a flock can get too big. When it does, it can begin to overgraze the fields and ruin the good pastures. This simple sheepherder was not educated by the most learned teachers of Egypt as Moses was, but he did understand something about having too many sheep in one place. He knew that when you have more sheep in a field than what that field can contain, you have to hire an under-shepherd to take part of the flock to another field. With that elementary laymen's thinking Moses was able to correct very simply, the extremely complex dilemma the nation of Israel had found herself in. Jethro told Moses to break the number of people down into smaller segments and then place leaders over these small segments. How simple.

The biggest problems that your ministry is facing today probably could very well be corrected with a simple solution. Too often however, we go shopping for the big answer: The complex answer. The expensive answer. The time consuming answer. Here's why: We focus on the negative instead of the positive. Seriously, nearly everyone does. Did you know that in the English language, 62 percent of the "emotion" words are negative, vs 38 percent that are positive. A group of psychologists once reviewed over two hundred articles and concluded that for a wide range of human behavior and perception, a general principle holds true: "Bad is stronger than good." Ask yourself, do you remember more of the bad that you hear about others or do you remember more of the good. A vastly larger audience of people remembers the bad instead of the good.

[ read more...]

The Solution To Your Problem

Problems. If you're going to work with or minister to people, you are going to have problems. Sometimes big problems. Moses was one person in the scripture who had people problems. Millions of them. Everywhere he looked - people problems. How to feed them. How to water their livestock. How to settle their petty problems. How to settle their big problems. Where do the tents go? How about the toilets. Everywhere problems.

Surely with all these problems, the solution must be complex. Big problems should mean big, intricate, thoroughly researched and analyzed solutions - right? Not necessarily. In fact, very often, the solution to one's problem is asymmetric to the problem itself. Big problem, small solution.

When our problem is large or complex, we too often feel that the solution has to be the same. Because of this we usually miss the obvious, simple answer. In Moses' case, it took his shepherd father-in-law's simple mind to figure it out. A shepherd understands that a flock can get too big. When it does, it can begin to overgraze the fields and ruin the good pastures. This simple sheepherder was not educated by the most learned teachers of Egypt as Moses was, but he did understand something about having too many sheep in one place. He knew that when you have more sheep in a field than what that field can contain, you have to hire an under-shepherd to take part of the flock to another field. With that elementary laymen's thinking Moses was able to correct very simply, the extremely complex dilemma the nation of Israel had found herself in. Jethro told Moses to break the number of people down into smaller segments and then place leaders over these small segments. How simple.

The biggest problems that your ministry is facing today probably could very well be corrected with a simple solution. Too often however, we go shopping for the big answer: The complex answer. The expensive answer. The time consuming answer. Here's why: We focus on the negative instead of the positive. Seriously, nearly everyone does. Did you know that in the English language, 62 percent of the "emotion" words are negative, vs 38 percent that are positive. A group of psychologists once reviewed over two hundred articles and concluded that for a wide range of human behavior and perception, a general principle holds true: "Bad is stronger than good." Ask yourself, do you remember more of the bad that you hear about others or do you remember more of the good. A vastly larger audience of people remembers the bad instead of the good.

[ read more...]

Money Matters - A Blessing Or A Curse?

Why is it that so many Christians who are working are not doing well financially? Unfortunately too many Christians are not equipped with the scriptures and methods required to better manage their money. God has redeemed man from the curse of the law to give him liberty in all things. This includes money.

A person who calls himself a Christian must adhere to the scriptures in order to better prepare himself. Christians should not worry about money. They should not fret about their finances. But they should rely on the blessing of God to provide for them everything they need.

In the Chronicles, the young king Amaziah was entrusted with the army of Judah. He numbered them and prepared them for battle. However, with only three hundred thousand men ready for battle, the king felt that he needed more soldiers. So he contacted with Israel for one hundred thousand more men and paid one hundred talents of silver for their services.

The man of God came to King Amaziah and said that God did not want him to use the soldiers of Israel and if the king did so, God would not be with him. It was obvious what had to be done, however, the King questioned the man of God. “What then shall I do with the hundred talents of silver that has been paid for the service of Israel’s army.” The man of God replied, “God is able to give you much more than this!”

God is able…fully capable…ready and willing to give you much more if you will only learn to maintain his economic plan and manage what you have. You can have the blessings of God on you life by obedience.

[ read more...]

Money Matters - A Blessing Or A Curse?

Why is it that so many Christians who are working are not doing well financially? Unfortunately too many Christians are not equipped with the scriptures and methods required to better manage their money. God has redeemed man from the curse of the law to give him liberty in all things. This includes money.

A person who calls himself a Christian must adhere to the scriptures in order to better prepare himself. Christians should not worry about money. They should not fret about their finances. But they should rely on the blessing of God to provide for them everything they need.

In the Chronicles, the young king Amaziah was entrusted with the army of Judah. He numbered them and prepared them for battle. However, with only three hundred thousand men ready for battle, the king felt that he needed more soldiers. So he contacted with Israel for one hundred thousand more men and paid one hundred talents of silver for their services.

The man of God came to King Amaziah and said that God did not want him to use the soldiers of Israel and if the king did so, God would not be with him. It was obvious what had to be done, however, the King questioned the man of God. “What then shall I do with the hundred talents of silver that has been paid for the service of Israel’s army.” The man of God replied, “God is able to give you much more than this!”

God is able…fully capable…ready and willing to give you much more if you will only learn to maintain his economic plan and manage what you have. You can have the blessings of God on you life by obedience.

[ read more...]

5 Reasons Why Preachers Need Preaching

The one thing that really bothered me when I became a pastor was I heard less preaching than I had ever heard before. Since I was the one doing most of the preaching, there wasn't as much opportunity to hear others preach. I studied and prayed more. I read more books than I ever had, but I didn't take the time to hear others preach. It took me a little time to realize that I had to make an effort to attend more conferences and meetings where I could hear more preaching. Today it is much easier to hear preaching on a regular basis. With the advent of the internet we can now watch preaching on an infinite number of sites. We can download sermons and podcasts. We can read e-sermons and blogs. We no longer have any excuse as to why we can't hear preaching.

When you become a pastor you don't get past the need to hear the Word of God preached. In fact preaching is just as much for the saved and it is for the sinner.

1. Preaching saves preachers.

Since God chose preaching as His method to save mankind, one must continually hear the word of God preached in order to stay saved. Preaching saves sinners and saints alike. Hearing one's self preach is not enough to make that happen.

1 Cor 1:21

21 For after that in the wisdom of God the world by wisdom knew not God, it pleased God by the foolishness of preaching to save them that believe.

2. Preaching causes us to be accountable and to examine ourselves.

One of the dangers of only hearing yourself preach is never having anybody else correct you. You become in danger of being your only standard of right and wrong. Preachers need to hear the Truth just as much or more than anybody else.

When one hears another's preaching, one is much more inclined to examine themselves under the light of God's Word.....

[ read more...]

5 Reasons Why Preachers Need Preaching

The one thing that really bothered me when I became a pastor was I heard less preaching than I had ever heard before. Since I was the one doing most of the preaching, there wasn't as much opportunity to hear others preach. I studied and prayed more. I read more books than I ever had, but I didn't take the time to hear others preach. It took me a little time to realize that I had to make an effort to attend more conferences and meetings where I could hear more preaching. Today it is much easier to hear preaching on a regular basis. With the advent of the internet we can now watch preaching on an infinite number of sites. We can download sermons and podcasts. We can read e-sermons and blogs. We no longer have any excuse as to why we can't hear preaching.

When you become a pastor you don't get past the need to hear the Word of God preached. In fact preaching is just as much for the saved and it is for the sinner.

1. Preaching saves preachers.

Since God chose preaching as His method to save mankind, one must continually hear the word of God preached in order to stay saved. Preaching saves sinners and saints alike. Hearing one's self preach is not enough to make that happen.

1 Cor 1:21

21 For after that in the wisdom of God the world by wisdom knew not God, it pleased God by the foolishness of preaching to save them that believe.

2. Preaching causes us to be accountable and to examine ourselves.

One of the dangers of only hearing yourself preach is never having anybody else correct you. You become in danger of being your only standard of right and wrong. Preachers need to hear the Truth just as much or more than anybody else.

When one hears another's preaching, one is much more inclined to examine themselves under the light of God's Word.....

[ read more...]

The Power of Power Point

From the earliest messages of the Gospel that were preached by Jesus, until today, preachers have wanted their message to be heard by the masses. We have done everything we could to ensure that our preaching can be heard.

Luke 5
1And it came to pass, that, as the people pressed upon him to hear the word of God, he stood by the lake of Gennesaret,
2And saw two ships standing by the lake: but the fishermen were gone out of them, and were washing their nets.
3And he entered into one of the ships, which was Simon's, and prayed him that he would thrust out a little from the land. And he sat down, and taught the people out of the ship.

There was a twofold purpose in Jesus using the ship as a preaching platform. The first reason was that as vs 1 mentions, the people were pressing against him. The crowd was getting too great. As with any size crowd of people, the natural voice can only go so far. The more people you add to the crowd the less His voice could travel as sound bounces off of obstacles which, in turn, hindered His ability to get His message across to everyone that was there.

This brings us to the second reason why Jesus launched out onto the ship to preach. Sound carries extremely well across water. From the ship, more people could line the shore of the lake and His voice would carry to them without being hindered. (Have you ever been on one side of the lake and heard the voices of people speaking on the other side which might be thousands of feet away? When the wind is still, you can literally hear a casual voice speaking from thousands of feet away as the sound travels across the surface of the lake without hindrance.)

Jesus took full advantage of this simple technique. However primitive Jesus’ sound system was on this day, it worked. It enabled him to get His message to many more people than His previous method of simply standing or sitting in a place on the beach as He taught.

Preachers today face the same dilemma most often. We struggle to get our voice out to more people. We purchase sound systems costing everywhere from hundreds, to literally tens of thousands, of dollars for the simple purpose of getting more people to hear our preaching. We oftentimes stop at nothing to get our message across to more people.

[ read more...]

The Power of Power Point

From the earliest messages of the Gospel that were preached by Jesus, until today, preachers have wanted their message to be heard by the masses. We have done everything we could to ensure that our preaching can be heard.

Luke 5
1And it came to pass, that, as the people pressed upon him to hear the word of God, he stood by the lake of Gennesaret,
2And saw two ships standing by the lake: but the fishermen were gone out of them, and were washing their nets.
3And he entered into one of the ships, which was Simon's, and prayed him that he would thrust out a little from the land. And he sat down, and taught the people out of the ship.

There was a twofold purpose in Jesus using the ship as a preaching platform. The first reason was that as vs 1 mentions, the people were pressing against him. The crowd was getting too great. As with any size crowd of people, the natural voice can only go so far. The more people you add to the crowd the less His voice could travel as sound bounces off of obstacles which, in turn, hindered His ability to get His message across to everyone that was there.

This brings us to the second reason why Jesus launched out onto the ship to preach. Sound carries extremely well across water. From the ship, more people could line the shore of the lake and His voice would carry to them without being hindered. (Have you ever been on one side of the lake and heard the voices of people speaking on the other side which might be thousands of feet away? When the wind is still, you can literally hear a casual voice speaking from thousands of feet away as the sound travels across the surface of the lake without hindrance.)

Jesus took full advantage of this simple technique. However primitive Jesus’ sound system was on this day, it worked. It enabled him to get His message to many more people than His previous method of simply standing or sitting in a place on the beach as He taught.

Preachers today face the same dilemma most often. We struggle to get our voice out to more people. We purchase sound systems costing everywhere from hundreds, to literally tens of thousands, of dollars for the simple purpose of getting more people to hear our preaching. We oftentimes stop at nothing to get our message across to more people.

[ read more...]

Money Matters - Basic Causes Of Financial Difficulties

Most people have problems with finances, but they just don’t know why.

According to the latest surveys, over one-half of all families in America are presently experiencing financial difficulties. And the real truth is many do not seem to know why they are having these difficulties. If these type problems are so common, then it would be important to understand the reasons they exist.

The following is a listing of some reasons of financial difficulties. This listing can be a means of educating oneself in these most critical areas.

Failure to follow scriptural principles. The Bible is full of guidelines regarding financial principles. In fact, one half of all parables and one out of six verses in the New Testament deal with stewardship. Get the Bible and start an in-depth study of the guidelines and principles in the Word of God.
Failure to identify priorities. A person and family must identify their priorities if they are ever going to be successful in their financial life.
Failure to discipline. This horrible word causes people more problems than anything else in the world. Discipline must be exercised in every phase of a person’s life and in the world of finances it is critical.
Failure to establish goals. A person who has no goal is a person without direction. A person without direction is going nowhere. A person must establish the financial goal for themselves if they ever want to arrive at a successful financial position in life.
Failure to control spending. A written control is necessary to control impulsive spending. Limits must be established and kept.
Failure to establish a budget. A budget is not a nervous breakdown on paper. It is a clear guideline of where your money comes from and where it goes. Do not negate the importance of a written budget…it is vital to anyone’s financial success.

[ read more...]

Money Matters - Basic Causes Of Financial Difficulties

Most people have problems with finances, but they just don’t know why.

According to the latest surveys, over one-half of all families in America are presently experiencing financial difficulties. And the real truth is many do not seem to know why they are having these difficulties. If these type problems are so common, then it would be important to understand the reasons they exist.

The following is a listing of some reasons of financial difficulties. This listing can be a means of educating oneself in these most critical areas.

Failure to follow scriptural principles. The Bible is full of guidelines regarding financial principles. In fact, one half of all parables and one out of six verses in the New Testament deal with stewardship. Get the Bible and start an in-depth study of the guidelines and principles in the Word of God.
Failure to identify priorities. A person and family must identify their priorities if they are ever going to be successful in their financial life.
Failure to discipline. This horrible word causes people more problems than anything else in the world. Discipline must be exercised in every phase of a person’s life and in the world of finances it is critical.
Failure to establish goals. A person who has no goal is a person without direction. A person without direction is going nowhere. A person must establish the financial goal for themselves if they ever want to arrive at a successful financial position in life.
Failure to control spending. A written control is necessary to control impulsive spending. Limits must be established and kept.
Failure to establish a budget. A budget is not a nervous breakdown on paper. It is a clear guideline of where your money comes from and where it goes. Do not negate the importance of a written budget…it is vital to anyone’s financial success.

[ read more...]