Reasons For Financial Difficulties

     According to the latest statistics, over one-half of all families in America are experiencing financial difficulties. This includes single parent homes.  Most people have financial problems, but don’t know why! 

     In order to be aware of the financial difficulties one has and know what causes them, a person must educate himself to the reasons for the difficulties.  The following are a list of reasons that most people find themselves in financial difficulty.

1. FAILURE TO FOLLOW SCRIPTURAL PRINCIPLES.  The Bible is full of guidelines regarding financial principles.  In fact, one-half of all parables and one out of six verses in the New Testament deal with stewardship.  Get your Bible out and start studying.  Ask your pastor for more information.  See a Christian Financial Counselor for assistance.  You will find great guidelines and principles in the Word of God.
2. FAILURE TO IDENTIFY YOUR PRIORITIES.  Just exactly what do you want?  More things or better financial stability?  Prioritize your desires and needs and stick to it.
3. NO DISCIPLINE!  That one horrible word causes us more problems than anything else in the world.  We need to exercise discipline in every phase of our life, especially when it comes to discipline!  Discipline yourself to limit unnecessary purchases and wasting money.  Discipline yourself to set down once per month to analyze your finances.  Discipline will be the greatest thing you can establish in your life. Work diligently with disciplining yourself.
4. FAILURE TO ESTABLISH GOALS.  A person who has no goal is a person without direction.  A person without direction is going…nowhere!  To solve your financial difficulties, you have to establish a clear goal.  Where do you want to be one year from now; five years from now, etc.?  Write your goal down and work toward it.
5. NO CONTROLS.  This compares to discipline, however, it means to have written controls over your spending.  Write down what your limits are.  Review them frequently. 
6. FAILURE TO ESTABLISH A BUDGET.  A budget is not a nervous breakdown on paper.  It is a clear cut guideline of where your money comes from and how it is to be spent.  It only takes about 1 hour per month to maintain a budget so that you can control the process of knowing where your money is and how it is spent.  Don’t negate the importance of a written budget…it will be the greatest factor in helping you get your finances under control.
7. UNABLE TO CONTROL IMPLUSIVE SPENDING.  If you don’t follow the direction of your budget and discipline yourself, you will be unable to stop spending when you see that item that you just must have.  Don’t spend any unnecessary money until you discuss it with someone. You must control your spending if you ever hope to get ahead financially.

Guard The Gates - Part 5

I hope that this little series has been provoking to your thinking. I hope that the ministers who are reading will delve into Bunyan’s The Holy War and discover that there are some fantastic sermon nuggets and Bible study thoughts that can be derived from it. Before progressing along with the Ear-Gate analogy, I think that giving a setting of what took place after the capture of Mansoul can contribute to the interest factor of this allegory.

Chapter 2 gives the description of the actions taken by Diabolus after Mansoul had been taken down. Immediately Diabolus instructs Mr. No-Truth to deface the large image of King Shaddai that was prominently located in the city. Additionally, he instructs Mr. No-Truth to go and create a similar image of Diabolus as a replacement for the citizens of Mansoul to have to come into contact with as they move about the city in their business dealings.

Diabolus is very focused on changing the nature of the city and that plot leads him to take all of the laws, statutes, morals, and principles that had been established by King Shaddai and destroy them. His whole purpose is to turn Mansoul into an absolute brute. His two primary henchmen in accomplishing this are Mr. No-Truth and Lord Willbewill. What a play on words that Bunyan uses in this allegory! He seeks to tear down truth and in doing this he lets the citizens be run entirely by the whims of their own selfish will.

Diabolus also knows that the city council has to be replaced with suitable men who will continue to contribute to the demise of the town. His new mayor is Lord Lustings, who has no eyes or ears, and is completely run by the beastly impulses that move within his sorry soul. His secretary is Forget-Good who cannot remember anything that is good and is solely run by mischief and does everything he can hurt people in whatever capacity that he can. The remaining men who sit on this troubled council are Mr. Incredulity (Skepticism), Mr. Haughty, Mr. Swearing, Mr. Whoring, Mr. Hard-Heart, Mr. Pitiless (Ruthless), Mr. Fury, Mr. No-Truth, Mr. Stand-to-Lies, Mr. False-Peace, Mr. Drunkenness, Mr. Cheating, and Mr. Atheism. As you can see these men have the ability to greatly harm any positive direction that Mansoul might have in recovery.

Now we come to the Ear-Gate, which was one of the primary ways that Diabolus managed to get into Mansoul to capture it. After its fall, Emmanuel determines that He is going to rescue the city from Diabolus and his unholy hordes. To do this, He will have to go into the same gates that Diabolus compromised at the beginning. He understands that the chief way to accomplish this task is to go through the Ear-Gate. As the story unfolds, Bunyan particularly enforces the idea that the voice of the preacher is what attacks the Ear-Gate. Again, you have to appreciate the names of the characters that Bunyan uses in his allegory.

Be A Man!

 "A good man leaveth an inheritance to his children's children: and the wealth of the sinner is laid up for the just" (Proverbs 13:22).

"Behold, the third time I am ready to come to you; and I will not be burdensome to you: for I seek not yours, but you: for the children ought not to lay up for the parents, but the parents for the children" (II Corinthians 12:14).

When we were boys, my brother Rick would say this to me after he slugged me and made cry.
Brothers can be the best of friends and they can also be very cruel to one another. Rick was 6 years older than I was and without a father in our home at the time, he was the only male role-model in our home and at times, quite the bully.

Be a man. Wow! What volumes of pain and suffering in this world would be avoided if the husbands, fathers and leaders of our world would truly be men. To be a man, has been my personal quest since I was very young. I wasn't quite sure as a boy, what a man was, but something in my heart and mind told me that to be a man was something honorable and good.

Coming from a dysfunctional family, my understanding of the role of a man has been blurred to say the least. Looking back at my childhood, I realize that the example of a good man was never shown to me. In my early years of being a father, I realized this when I began feeling and expressing a father's love to my children. It was then that I realized that I had never truly been the benefactor of such caring, protective love. Painful memories flooded my mind often as I would compare the careful love my children received from my wife and I, with the careless and even abusive treatment my bothers, sisters and I received at the hands of our parents.

It was at this point in my life, that I realized I was more a true man than anyone in my family had ever modeled before me. No parent, grandparent, or uncle had shown me what it was to be a man. Their own dysfunctional upbringings had so marred their lives that they were incapable of it. I also realized that I had a Heavenly Father who had been and was my example.

Leadership: To Train Or Not To Train

A popular saying states, "A church that fails to plan is a church that plans to fail." I would like to rephrase that, "A church that fails to train its leaders is a church that trains its leaders to fail."

Since the pastor cannot do it all alone, training leaders is a must. It is imperative that every church have a plan to train existing and future leaders. Leaders are not born, they are developed through mentoring, training and hands on experience.

Leaders must have a clear mental and spiritual picture of their goals. The Bible calls this vision.

Prov 29:18

18 Where there is no vision, the people perish: but he that keepeth the law, happy is he.

Without vision, people have no direction or focus and are easily confused and distracted. Without vision, ministries will fail and people will become discouraged and move on. Your leaders must know the vision, see the vision, understand the vision and believe in the vision. They must be trained in how to accomplish the vision. Then they must be consistently encouraged to fulfill the vision.

Good Is The Enemy Of Great!

I love adventure. I like eating at restaurants that I’ve never eaten at before. I like going places I’ve never been before. I will often take a wrong road intentionally just to see what is there that I’ve been missing. I want to see countries, I’ve never seen before. I want to enjoy what is just ahead.

I want to enjoy some things in the spirit realm too. I look into the Bible and I see the Christians in the New Testament having an all night prayer meeting for Peter. The miracle to me was not Peter getting loosed from prison. The miracle to me was a body of believers putting their agendas, and personal motives aside long enough to agree that something had to be done about Peter’s condition.

In his book Good to Great, Jim Collins states "Good to Great companies do not focus on what to do to become great; they focus equally on what not to do and what to stop doing." We are too often seeking the next gimmick or program that will take us to where we’re desiring to go in terms of church growth or revival.  The problem with that, is we start new things constantly but never do perfect them, only to go on to start something else without burying what we just gave up on.

As a result of that, we have our interests and labors so divided that many of our churches are dysfunctional with regards to evangelism, instead of being the driving evangelistic force that our Lord desires us to be.

There are a few things we can stop doing that would bring us closer to having Great evangelistic moves instead of simply good moves. I believe we would go from having good church to having Great church if we would stop trying to entertain one another.  Are we hung up on trying to entertain the crowd instead of entertaining the presence of the Lord.

We have it all backwards. We think if we sing good enough. We think if the choir ever gets it all together we will really have great church. We think if we hit the right note. We think if we gesture correctly as we sing. We think that somehow the crowd will be impressed enough to give their hearts and lives to Jesus Christ.

We can’t sing good enough to give someone salvation. You can’t sing good enough to heal a broken body. You can’t sing good enough to give deliverance to a drug addict. You can’t sing or play or act good enough to save even one person’s soul, so why don’t we just entertain the Lord with our worship? It might be that we could draw his presence closer with our sincerity and hunger to worship him. If He came closer, there is no telling what could happen.

We don’t have Great church because we have been satisfied with good church. We don’t have Great worship services, because we are satisfied with good worship services. We don’t have Great results from our evangelist labors, because we are satisfied with good results.

Utilizing Kingdom Resources

Jesus died for the sins of the world. He did not die for most, several or some. He died for all. When He suffered on the cross, He did not have only a few hundred or a few thousand on His mind. What held Him to that tree was every single man, woman, boy and girl who would ever live on this planet. Is our own directive the same?  

How many churches would be quite satisfied if they could just reach a few hundred from their community.  Think about it, if your church directly affected 300-500 souls on a weekly basis, would you be satisfied? I would. For a while any way.

We've got to stop thinking small. Jesus did not think small. The scripture does not speak small. This gospel was given that every single person ever conceived could have a relationship with Him. For too long the Church’s growth has been limited by our small thinking.

There are well over 6 billion people on this planet today. Some would say that God will add to the church in His time. That growth will happen when He wills it to happen. Jesus proved his commitment and desire to see every person in your city saved when he suffered that horrific beating and the cruel death of the cross.

Revival has nothing to do with God’s will for it to happen. He has proven His will. It has everything to do with our putting ourselves in a position to allow it to happen and to receive and maintain it when it comes.

How To Outline A Sermon

Are You Taking Care Of Your Home?

There is truth in the saying that you live life in forward motion but you understand it looking backward. I know for myself I would certainly have done many things differently had I the opportunity to do things all over again. However, like everyone else, you only get one chance at this circle of life.

Those who have a teaching father or mentor have an inside edge on doing things right the first time . . . if they have the willingness to listen and apply Godly advice to their life and decisions. Unfortunately, such is not the case for most individuals.

Leaders are a unique breed. They are fueled by passion. They feed off the energy of accomplishment. The adrenaline can be addictive. It is not uncommon for leaders to be so enraptured by the doing that they lose track of their state of being. Many people who succeed at leadership therefore fail at the more important things in life such as family and personal development.

The scripture asks, "And what shall a man profit if he gains the whole world and loses his own soul?"

The best time to consider the impact of leadership upon you and your family is now. It cannot wait any longer. Today needs to be the day that you do what is best for those you love the most.

Ponder this sobering thought. At the end of your days who will be there to weep over you? Who will carry you to your final resting place? Who will bury you and weep afterward over regrets and missed opportunities? The answer is your family. It won't be those you neglected your family for.

Ponder another sobering thought. If your spouse or one of your children died today would you bury them with regrets over missed opportunities? If you are like most leaders the answer probably is yes. Please don't say this can't happen to you. It can.

A few years ago I landed at a large airport. Soon after deboarding I noticed multiple ministry colleagues in the area. As I spoke to them they informed me they were there to meet another colleague who had been on an overseas mission trip. He was to land soon and they had to give him the sad news. His wife was killed in a tragic automobile accident on her way to the airport that day to pick her husband up from his missions trip.

How To Lead Critics

Get up before they get up.  If you are lazy and don’t get started on things until the last minute, your critics will have already accomplished an alternative less effective way of doing things.

Do your homework – Study the situation.  Don’t take other peoples word for it.  Research the problem and with God’s help, find the best solution.  

You run the meetings – Never let anyone but you or someone you desire, to run a meeting.  If they take the platform, shut them down.  Don’t let them take over the meeting.  Never walk into a meeting without knowing the direction and result that the meeting will bring.

Know the trouble makers past – Find out what makes that person tick.  Why are they the way they are?  Knowing more about them will enable you to understand why they feel the way they feel about things and enable you to change them.

Share your vision with others before your critic gets the opportunity to share theirs.  These are busy little people and they work hard at spreading their opinions.  Work harder!  Have coffee meetings where you tell others your dreams and vision.  Go to congregants homes unexpectedly (As your critics do.) and open your heart to them.

Be confident.  No one wants a sissy for a Pastor. (Sorry if that sounds demeaning, but I’ve seen some.)  Don’t be bullied.  Be strong.  Know your calling.  Walk tall.  Square your shoulders.  Lead!  People will follow.   You may lose some critics along the way, (Let them go!) but you will gain a congregation who will follow you into revival.