Tax Time! - What is a Ministerial Housing Allowance?

Any licensed or ordained minister in the U.S. who performs ministerial duties and who is employed by the church qualifies for a housing allowance which is a great tax benefit. Housing allowances are not taxable to federal or state income taxes, so you can save taxes by utilizing the housing allowance. In general the rules are as follows.

To have a housing allowance, you must have a resolution pre-authorizing the housing allowance. A pastor cannot designate his own housing…it must be done by either the church board or the church membership. The amount designated goes to pay all housing expenses: rent or house payment, utilities, taxes, insurance, repairs & maintenance, upkeep, association dues, furnishing & appliances (purchase or repair). Any expenditure that is for the upkeep of the house you live in is included in the housing allowance.

The housing allowance is ONLY for your primary residence, not any other vacation home, etc. The allowance is paid by church funds as a portion of the overall compensation of the minister. The housing allowance used cannot exceed the actual expenses incurred for the housing expenses. The amount paid toward the house payment cannot exceed the fair rental value of the home.

Touches From God

Orphanages were already an important part of the everyday social landscape in the United States 100 years ago. As shocking as it may sound, statistics validate that 99 out of 100 babies in orphanages died before reaching the age of seven months!

The institutions themselves were not the problem. They had adequate food, clean environments, and modern antiseptic procedures. Everything to give these unwanted or otherwise orphaned children a safe and secure environment was in place, and yet 99% of the infants died within months after birth. These babies were given a healthy chance at life and yet they died anyway. The cause of these deaths was an illusive mystery for many years.

Research studies have long since revealed that these babies did not die from malnutrition or infectious diseases, but instead they wasted away in a human condition known as “marasmus”.

Marasmus claimed these countless little lives in spite of clean and sterile environments and adequate food, shelter and clothing. Marasmus can be caused by the deprivation of human touch. Babies without adequate human touch can simply waste away and die regardless of their surroundings and environment.

When babies suffering from marasmus receive physical nurturing while being fed their formula the marasmus reverses. They begin to gain weight and thrive. Human touch is vital for survival in the very young.

The System Was Changed

Although it is tragic that countless infants died from marasmus’ deadly consequences resulting from the absence of human touch, it fostered change. Today’s infants that are isolated in sterile environments are taken into the hands of caregivers who give them loving touch therapy three times a day for fifteen minutes. Taking these infants out of their cribs and holding and rocking them by volunteers has reversed the mortality rate. Research has validated that the infants receiving this personal touch grow faster, gain more weight, and leave the facility sooner that other untouched infants do.

The infants are not the only beneficiaries of this “touching” time. Those who volunteer as caregivers or “grandparents” to hold, rock, touch and massage these infants also experience measurable benefits. They reduce their coffee and caffeine intake and make less frequent visits to their doctor. They experience a reduction in anxiety levels, fewer symptoms of depression, and improved self-esteem.

Touch is powerful. When skin touches skin magical consequences occur. Human touch and contact is directly linked to every aspect of health and well-being.

Where Touch Begins

The sensation of touch actually begins in the womb.

The human skin is derived from the same cells as the nervous system and is a perfect instrument for collecting information about our surrounding environment long before birth. A fetus will withdraw from the touch of a probe at less than 8 weeks of gestation, showing that the link between touch and survival is one of the first and most important protective mechanisms to develop.

From a Loyal Member of PreachIt.org

Here at PreachIt.org, we regularly receive email and phone calls from our kind members who take the time out of their busy schedules to tell us how much PreachIt.org helps their ministries.We are so thankful for these wonderful people as they help us to keep our bearing and focus as we endeavor to bring helps and resources to their ministries.

Here is a letter that was recently sent to us by a very busy Pastor of a Growing Revival Church.

Thank You!

Rev. Smith, I want to make sure you know how valuable your efforts are to me and to our church. I have been blessed to be using Preachit.org for several years. This site is the most valuable Pentecostal resource that I have found anywhere. As a bi-vocational pastor and a busy father of three young children I am always pressed for time. This site is often the difference between me being partially prepared to me being fully prepared. It also affords me valuable time to care for people and for prayer.

For those of you who may read this, let me share how this site has helped us; My favorite way to use this site is similar to that of using a Commentary. I type in the scripture that has been on my heart, the site does its own search and several sermons, outlines and idea's will pop up. I can read what other Pentecostal men are thinking and preaching in regards to that scripture reference and glean from their insight into the text. I have all kinds of commentaries that I can use, but I find it so inspirational and thought provoking to use this site as my own "Pentecostal Commentary." There is nothing comparable that I have found where you can find fresh and anointed "Pentecostal Commentary" that is so helpful in reaching this generation.

Most Worry is Unnecessary

Most of us worry unnecessarily about too many things.

It's almost as though we search for problems to give ourselves stress. The amazing news is that much of what we worry about doesn't matter at all! Take a look at these statistics about worry:

• 40% of all things that we worry about never come to pass.
• 30% of all our worries involve past decisions that cannot be changed.
• 12% focus on criticism from others who spoke because they felt inferior.
• 10% are related to our health, which gets worse when we worry.
• 8% of our worries could be described as "legitimate" causes for concern.

We've All Been Shot

"For all have sinned, and come short of the glory of God;"  (Romans 3:23)

The colonel was trying to get a convoy of trucks out of the battle zone. The trucks had been under siege by the enemy and there had been terrible wounds and deaths that had occurred.  They had to get out of there if they were going to survive.  The colonel went to the lead truck where the driver had been killed and pulled the body out.  Then he turned to a Sergeant and told him to drive the truck out of there.  The sergeant responded that he had been shot and therefore wouldn't be able to drive, to which the colonel replied, "We've all been shot!  Now drive the truck."

When I first heard this story told from the book Black Hawk Down, immediately I thought of the church and what happens there or, for the case of this article, what doesn't happen because we allow ourselves to make excuses. 

We all have a person, or maybe even a few people, in our church that are ready and willing to do whatever it is that we ask of them.  Whether it be cleaning the restrooms, mowing the lawn, greeting everyone that enters the church, teaching home bible studies, teaching Sunday School,  etc., they will do it.  You know who I'm talking about.  They never stop asking you if you have something that they can do.  They are always the first to greet you after service.  They seem like they are always there.  These people are great and wonderful to have in our congregation.  When you ask them to do something you never have to worry about it getting done, because they have a desire to be used for the Kingdom.  However, these people are usually few in number.

How soon do you...

How soon do you begin training people in leadership positions.  Well, let me ask you – how long do you wait to help a baby walk?  Until they learn to do it on their own?  No, early in their development, you take them by the hands, lift them up, steady them and one step at a time you help them learn balance, endurance and strength.  If you wait until a person is already involved in leadership to use them, they may have gotten their leadership skills from a source such as the corporate world where the same values are not shared in the church.  Start working with people early.  Trust them.  Some will fail and embarrass you.  Others will succeed and astound you.

How soon do you use them in leadership positions?  Generally before you feel they are 100% ready.  There is always a need for leadership help in the church.  You will find that as soon as you begin raising up a person in the church for a position, God will begin raising up a position in the church for a person.  The reason many churches do not have certain ministries in their churches is not because the needs are not there for those ministries, it is because there are not people ready to lead those ministries.

How soon do you move someone out of a ministry?  As soon as you have another ministry to advance that person to and someone to take their place.  Never leave someone in a position for years if that person has the ability to excel into another office or ministry in the church.

Guard the Gates - Part 2

The expression of guarding the gates really has to do with guarding the mind. As noted in the previous message, John Bunyan wrote another classic although much less recognized than Pilgrim’s Progress entitled The Holy War which tells the story of Mansoul being captured and taken over by Diabolus because of the gates being compromised. That same plan is still being effectively carried out in our generation. People of every kind and status within the church have a responsibility to not let this kind of thing take place. This is especially true of those who are actively called into the ministry. If the shepherd can be toppled, the sheep will scatter.

It was explored how that study allows a man who serves a church to guard his mind. While that is a good measure to take up, there is another crucial “guard” that we have to recognize. It is the aspect of prayer. Of all the disciplines involved in a Christian’s life, prayer is the most difficult one to maintain conversely it can be one of the most joyous and powerful tools we can find in our spiritual arsenal. A preacher must maintain regular habits of communion with God in prayer. If a minister is not careful he can come to the place in which he will neglect his place of prayer because of his attention to the Kingdom. He may have all kinds of grand truths rolling through his soul because of the constant exposure to the Word. He can be so busy with various meetings, discipleship of new converts, and counseling of those who are in the throes of some dilemma of life, and obligations to duties of the organizational stripe, that he can entirely neglect his prayer life. In fact a minister is more likely to omit his praying than a new convert who has just come in to the church.

Diabolus loves to get the men involved in ministry to fall to the temptation of substitutes for prayer. Sermons on prayer, reading books on prayer, attending prayer conferences, and hearing sermons on prayer can never take the place of prayer. One can even come under the belief that church attendance, praise, singing, giving, and doing measures of physical labor at church can be a valid substitute for prayer. What soon happens is a tendency to resort to all of these things to move us into a position for revival without true heart-felt prayer.

Pastoral prayer is a great biblical concept and it has great authority. There is an ingredient of spiritual authority that comes to life when a pastor will discipline himself to prayer for his people. From the outset, I have to tell you that this is NOT an easy task to do. Prayer that is truly heart-felt and sincere rarely takes place (for me, perhaps not others) when we just decide to get on our knees and begin to pray. There has to be some stimulus of preparation that is involved in it. There are useful things that you will learn to use to help put your mind into a vein of prayer.

There are times when reading books on prayer will be very helpful to put you into a mindset of prayer. Some of the ones that I have regularly gone back to frequently and year after year are listed below:

E. M. Bounds Complete Works on Prayer—There are eight books in a single volume and are very rich and motivational toward opening my heart for prayer. The Necessity of Prayer, The Essentials of Prayer, The Possibilities of Prayer, The Reality of Prayer, Purpose in Prayer, The Weapon of Prayer, Power Through Prayer, and Prayer and Praying Men.

Leonard Ravenhill on Prayer—Ravenhill’s material is becoming increasingly rarer to find in bookstores these days. He was a staple for many of the preachers who attended the Deeper Life conferences scattered around the nation in the 1970’s. There have been times that I have read just a page or so of Ravenhill’s material and found it incredibly rich in preparing my heart and mind for prayer. Particularly helpful a [ read more...]

Keep the Fork

There was a woman who had been diagnosed with a terminal illness and had been given three months to live. As she was getting her things "in order," she contacted her Pastor and had him come to her house to discuss certain aspects of her final wishes. She told him which songs she wanted sung at the service, what scriptures she would like read, and what outfit she wanted to be buried in. The woman also requested to be buried with her favorite Bible.

Everything was in order and the Pastor was preparing to leave when the woman suddenly remembered something very important to her.

"There's one more thing," she said excitedly. "What's that?" came the Pastor's reply. "This is very important," the woman continued..."I want to be buried with a fork in my right hand."  The Pastor stood looking at the woman, not knowing quite what to say... "That surprises you, doesn't it?" the woman asked. "Well, to be honest, I'm puzzled by the request," said the Pastor.

The woman explained. "In all my years of attending church socials and potluck dinners, I always remember that when the dishes of the main course were being cleared, someone would inevitably lean over and say, "keep your fork." It was my favorite part because I  knew that something better was coming..like velvety chocolate cake or deep-dish apple pie. Something wonderful, and with substance! So, I just want people to see me there in that casket with a fork in my hand and I want them to wonder 'What's with the fork?' Then I want you to tell them: "Keep Your Fork...The best is yet to come!"

Identity Crisis Times Two

I am the second born in a family of five siblings. My older brother is a little less than two years older than me. While growing up, I can remember my mother dressing me exactly like my older brother. This happened quite frequently, especially while we were young. I remember people asking her if we were twins. I thought that was really strange since I was two years younger, smaller and did not look like my brother at all. (I am better looking) Then my twin sisters were born. Identical twins. They were the cutest little girls. They looked exactly alike. Even until recently their husbands have mistaken their identity. This has led to many interesting moments in our family.

I don't know what mom was thinking, but after the twins were born the matching outfit thing became more regular. I caught up to my brother quickly in size and for a number of years it actually looked like there were two sets of twins in the family. I admit it probably looked cool to have two sets of twins. We drew a lot of attention from people in churches, restaurants and malls. Everywhere we went, people would crowd around the 'church twins'. They thought it was cute, but it was actually an identity crisis times two.

As I grew older, I did not appreciate being dressed like my brother, and he felt the same way. It wasn't so cool anymore. We weren't twins and were not anything alike. I didn't want to be like my brother and he didn't want to be like me. In fact, we wanted to be as different from one another as possible. My twin sisters came to feel the same way. Thankfully, mom gave up on the 'two sets of twins' thing and our unique identities were preserved.

We live in a world today of 'identity crisis times two'. Everybody wants to be like somebody else. Look like somebody else. Talk like somebody else. Live like somebody else. It is no different in the church. It is part of man's nature. We want to preach like somebody else. Sing like somebody else. Build a church like somebody else. Inherently, we look to others successes and desire the same for ourselves.