Money Matters - A Families Involvement In The Budget

Developing and maintaining a budget is a FAMILY AFFAIR.  If you are married, you must work together.  If you have children, this is the proper time to teach them how to operate within their means.

To make a budget work, there are some things that must be attended to prior to spending.

Together you should: 

• Decide on needed items and plan how much can be spent before going shopping.
• Always use a shopping list that has been approved by both spouses.
• Buy only the planned items.
• Compare prices and quality before buying.
• Use credit only when necessary for necessary items.
• Do not use credit for items that are not realistically needed.
• Decide together on a vacation spending
• Encourage each other of the benefits of saving
• Make realistic goals of being debt free
• Start gift shopping early and stay within a prescribed means
• Don’t over spend just to make someone in the family feel good.
• Decide how much to save on a regular basis.

Set down together and discuss the family budget and include in the discussion the benefits of becoming debt free for the future. 

How to Build a Team of Leaders

Whether the church you pastor is a big, thriving church or it is a growing church with twenty members it is very important to have a great team of leaders.  You may only have one other person on your team or maybe you have a hundred.  However many you may have, it's important to make sure you have the right people on board and that you are all going in the same direction.  Here are a few ways to choose the right people for your leadership team.  Remember when you start out to build your leadership team to build a team that is based on Biblical principles and characteristics.

Note:  The night before Jesus chose His twelve disciples, he continued in prayer all night.  When is the last time you prayed all night before you made a decision?

Choosing the right leadership team members.

You can accomplish anything in life, provided that you do not mind who gets the credit.                                             -Harry S. Truman

The Witnesses: Dr. James Naismith

After obtaining his diploma and becoming an ordained minister, Naismith departed for Massachusetts and joined the YMCA in the summer of 1890. While teaching youth physical education, he discovered that football, baseball, and track and field were great in the summer months, but there was nothing in the winter months to keep the young boys busy and off the streets at night.

Conducting a Spiritual Audit

Twelve questions to keep your personal accounts in order.

1. Am I content with who I am becoming? Every day I get one day closer to who I will ultimately be. Am I satisfied with who this will be?
2. Am I becoming less religious and more spiritual? The difference: I can control religion, while spirituality controls me.
3. Does my family recognize the authenticity of my spirituality? If I am growing spiritually, my family will recognize it.
4. Do I have a flow-through philosophy? As a Christian I am to let the blessings flow through me to others.
5. Do I have a quiet center to my life? There is an important difference between the fast track and the frantic track. Peace is the evidence of God.
6. Have I defined my unique ministry? Unless you know the things you can do uniquely well, you end up doing many mediocre things just to please others.
7. Is my prayer life improving? One test is: Do my decisions have prayer as an integral part, or do I make decisions out of my desires and then pray?

Ten Procrastination Traps To Avoid

Here are some foot- dragging steps that are sure to keep you buried in things to do.

Floundering - The failure to focus attention and efforts in a single direction. The cause is a lack of clear-cut goals. This trap can be avoided by crystallizing your goals. Try writing them down on paper. Make them as specific as possible. And Give Them Accomplishment Dates.

Wheel-Spinning - Trying to do something so you'll feel busy but accomplishing little or nothing. This usually happens when we let ourselves get behind in our work and try to assuage out guilty feelings by doing everything at once. You won't solve the problem by frantic activity. Survey your list and make a schedule to accomplish everything in a realistic time frame.

Fire-Fighting - Living in a state of perpetual crisis. We often end up like this due to a lack of planning and goals. It's important to include in your schedule planning time. Take the time to sit down and review your schedule and you goals on a daily and weekly basis.

Vacillation - Indecision. This happens when we fail to weigh the alternatives or consider the possibilities. Get tough with yourself. Weigh the pros and cons, write down all the possibilities and make decisions. Trying to do something and failing is better than trying to do nothing and succeeding.

Dawdling - Drifting, daydreaming, dilly-dallying. This is a failure to keep your goals clearly in mind and make them a priority. Give yourself a deadline and stick to it. Promise yourself a reward when you've done it.

Spraying - Diverting your efforts to many tasks instead of one; spreading yourself too thin. This is also the result of a failure to focus on your goals. After you've written down your goals, focus all your energy on accomplishing them one at a time.

The Top 10 Steps That Will Help Get You Unstuck

It’s not unusual to feel stuck, trapped, and unable to move from a situation you feel is stifling. Actually, it’s part of life and growth. But, getting “stuck in” and “growing through” situations are different. Here are ten ways to shift from one to the other:

1. Step back and ask yourself what’s really going on. When you’re caught up in the stuff of everyday life, it’s easy to lose objectivity. It’s good to set aside a little time each day to challenge the obviousness of what seems to be going on. Is there a lesson to be learned that you are missing? Might that setback really be a step forward? Will things really turn out as badly as you think they will?
   
2. Consider whether what’s happening has happened before. Is this a unique situation or is it just another example, in different garb, of an issue you’ve failed to confront before? If it’s the latter, maybe now’s the time to solve it and move on.
   
3. Assume that present events and circumstances may be less of a “problem” than parts of a larger “process.” There’s a fair case to be made for the notion that, in this life, all is process rather than result. In other words, what this life is really about is growth and learning. Viewed in this light, where you’re heading is not as important as how you choose to get there. (For those who are strongly goal-oriented, this may be tough to swallow.)
   
4. Ask yourself what you can do next. It’s the small steps that lead to successful journeys. Don’t get sucked in by the suggestion that you’ve got to solve it all today.
   
5. Do something – anything! When you’re stuck, taking any step puts you in a different place and helps change your perspective, even if it’s a wrong move! And, doing something could be a conscious decision to do absolutely nothing!

Overwhelmed

I frequently converse with ministers and business leaders who are overwhelmed. They need help and I have solutions. I am good at what I do. However, all too often my attempts to help prove futile because leaders are notorious for not allowing themselves to see beyond assumed responsibilities and circumstances. They have problems focusing. For some it might be their Attention Deficit Disorder kicking in, and for others it is simply personal neglect. Just as a mechanic’s car often needs the most repair, and a plumber’s house needs a leaky faucet fixed, leaders seem to avoid personal changes of routine and lifestyle.

Sadly this is all too common. Many leaders assume roles and responsibilities they should not assume and therefore settle for a constant state of chaos and mediocrity. Numerous potential problems arise when a leader reaches a saturation point but refuses assistance and is unwilling to change habits.

I want to highlight a five of the potential problems and emphasize a few solutions for each.

The first potential problem: Addiction to adrenaline. Workaholics get used to the adrenaline they feel when meeting certain goals or deadlines. Many leaders develop a sense of pride at being busy; often boasting whenever their schedule hits overload because it feeds their false ego of self-importance. They have a hard time saying “no” to new responsibilities.

The intensity one feels when overwhelmed develops stress. This affects the quality of their relationships. Stressed leaders can become very controlling, territorial, moody, and sharp with their reactions to others. Stress also has negative affects on health in the long term.

Depression often sets in when someone who is addicted to adrenaline attempts to slow down or relax. Time with God, loved ones, and for personal development tends to be neglected or placed on the backburner. Those things simply aren’t the leader’s priority, and that is a big part of the problem.

Suggested solutions include:

• Establish a maximum number of hours to focus on work each day.
• Refuse to take work home with you.
• If an extra request for you to do something means you cannot accomplish it without adding to your maximum allotted workday hours then say “no” to the request.
• Schedule time off on a regular basis.

The second potential problem: Burnout. The body, mind and emotions are designed for a balance of work and rest. Time must be made for both. Burnout sneaks up on you, and when it comes it can be very difficult to conquer.

Burnout produces a cacophony of emotions. One might develop a sense of guilt, anger or regret. These are hard to overcome when one is in a state of burnout.

Does Your Preaching Change Lives or Tickle Ears?

While musing on the things of God, my thoughts began to ponder modern day pulpit preaching in churches and gatherings around the world. I thought about the many presentation styles I have seen, the expectations of the audiences, the tantalizing titles, the packaging of sermons for media sales, books published consisting of the author’s sermons, the humanistic rankings and comparisons of our favorite preachers, and so forth. I smiled thinking that just as kids might argue with one another, “My dad can beat up your dad,” or, “My mommy is prettier than your mommy”, we might also argue that, “My pastor can preach better than your pastor”. We all tend to be pretty human at times.

This led me to meditate on the evolution of preaching just over the last century. I wondered what changes came about after Bible colleges and seminaries began teaching students about exegesis, hermeneutics, extrapolation, and the fine art of sermon preparation? How did the invention of the public address system change the delivery of preaching? How have Power Point, Bible software, and multimedia projection altered sermon preparation and presentation styles? What differences have radio, television, audio and video recorders, cameras, live streaming, and social media made? Should these and other innovations have had any impact at all on the delivery of God’s Word? 

Touches From God

Orphanages were already an important part of the everyday social landscape in the United States 100 years ago. As shocking as it may sound, statistics validate that 99 out of 100 babies in orphanages died before reaching the age of seven months!

The institutions themselves were not the problem. They had adequate food, clean environments, and modern antiseptic procedures. Everything to give these unwanted or otherwise orphaned children a safe and secure environment was in place, and yet 99% of the infants died within months after birth. These babies were given a healthy chance at life and yet they died anyway. The cause of these deaths was an illusive mystery for many years.

Research studies have long since revealed that these babies did not die from malnutrition or infectious diseases, but instead they wasted away in a human condition known as “marasmus”.

Marasmus claimed these countless little lives in spite of clean and sterile environments and adequate food, shelter and clothing. Marasmus can be caused by the deprivation of human touch. Babies without adequate human touch can simply waste away and die regardless of their surroundings and environment.

When babies suffering from marasmus receive physical nurturing while being fed their formula the marasmus reverses. They begin to gain weight and thrive. Human touch is vital for survival in the very young.

The System Was Changed

Although it is tragic that countless infants died from marasmus’ deadly consequences resulting from the absence of human touch, it fostered change. Today’s infants that are isolated in sterile environments are taken into the hands of caregivers who give them loving touch therapy three times a day for fifteen minutes. Taking these infants out of their cribs and holding and rocking them by volunteers has reversed the mortality rate. Research has validated that the infants receiving this personal touch grow faster, gain more weight, and leave the facility sooner that other untouched infants do.

The infants are not the only beneficiaries of this “touching” time. Those who volunteer as caregivers or “grandparents” to hold, rock, touch and massage these infants also experience measurable benefits. They reduce their coffee and caffeine intake and make less frequent visits to their doctor. They experience a reduction in anxiety levels, fewer symptoms of depression, and improved self-esteem.

Touch is powerful. When skin touches skin magical consequences occur. Human touch and contact is directly linked to every aspect of health and well-being.

Where Touch Begins

The sensation of touch actually begins in the womb.

The human skin is derived from the same cells as the nervous system and is a perfect instrument for collecting information about our surrounding environment long before birth. A fetus will withdraw from the touch of a probe at less than 8 weeks of gestation, showing that the link between touch and survival is one of the first and most important protective mechanisms to develop.