Money Matters - Basic Causes Of Financial Difficulties

Most people have problems with finances, but they just don’t know why.

According to the latest surveys, over one-half of all families in America are presently experiencing financial difficulties.  And the real truth is many do not seem to know why they are having these difficulties.  If these type problems are so common, then it would be important to understand the reasons they exist.

The following is a listing of some reasons of financial difficulties.  This listing can be a means of educating oneself in these most critical areas.

1. Failure to follow scriptural principles.  The Bible is full of guidelines regarding financial principles.  In fact, one half of all parables and one out of six verses in the New Testament deal with stewardship.  Get the Bible and start an in-depth study of the guidelines and principles in the Word of God.
2. Failure to identify priorities.  A person and family must identify their priorities if they are ever going to be successful in their financial life.
3. Failure to discipline.  This horrible word causes people more problems than anything else in the world.  Discipline must be exercised in every phase of a person’s life and in the world of finances it is critical.
4. Failure to establish goals.  A person who has no goal is a person without direction.  A person without direction is going nowhere.  A person must establish the financial goal for themselves if they ever want to arrive at a successful financial position in life.
5. Failure to control spending.  A written control is necessary to control impulsive spending.  Limits must be established and kept.
6. Failure to establish a budget.  A budget is not a nervous breakdown on paper.  It is a clear guideline of where your money comes from and where it goes.  Do not negate the importance of a written budget…it is vital to anyone’s financial success.

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7 Things to Consider When Asked to “Lead the Service”

All too often the people who lead the service mislead it.  These good people whom the Pastor has asked to help out in the service many times serve to cause frustration and confusion in a church service.

Leading a service properly can bring about a move of God that can break every yoke in the service.  Leading it improperly can cause people to go home more bound than they were when they came. 

Every element of the service should prepare the way for the next.  The end result of the service is the move of God in the alter.  When you get in the way of the progression, you kill the potential of what could happen.

Here are a few things to consider when asked to “Lead the service”. 

Keep it moving.  Don’t allow for delays or “dead air” places in the services.  In radio, “dead air” is when you hear silence.  It is also when the producer did his job wrong and did not prepare for those seconds of the day.  It is during this time that many people will change the channel or turn off their radio.  You don’t want this happening in the church service.  “No Dead Air!”

Do not continually comment.  If you are introducing the various singers and elements of the service don’t comment each time on the last person who sang or spoke.  Just introduce the next part of the service.

Be prepared.  Have a written outline of how the service will run.  This way you will not forget any part or aspect of the service.  (Forgetting to have the children’s choir sing when they have practiced all week will get a lot of people upset at you.)

Don’t ramble.  Recently I attended a service where the person who led the service in the Pastor’s leave, killed it with his constant rambling.  He actually spoke more than the preacher did.  He thought he was funny with his jokes and spiritual with his “little messages”.  Needless to say, the congregation did not pay much attention to the preacher when he was finally introduced, since they already heard plenty of oratory from the person leading the service.  I love preaching, but I have to admit, the guy leading this service wore me out.

Bi-Vocational Ministry - Your Family

Working As A Team

At a Midwestern Fair, spectators gathered for an old fashioned horse pull. The Grand-champion horse pulled a sled with 4,500 pounds on it. The runner up was close, with a 4,400 pound pull. Some of the men wondered what the two horses would pull if hitched together. Separately they totaled nearly 9,000 pounds, but when hitched and working together as a team, they pulled a total weight of over 12,000 pounds.

Herein lies the value of team work. There is some kind of energy that is exchanged when someone feels that there is someone working with them.

I read somewhere a while back of a ward in a particular hospital for premature babies. In one case there was an infant who was several months premature. The mother and father had abandoned the baby at the hospital and it looked as though the child would die. The doctors and nurses did everything they could to care for it, but in all that they did, it grew weaker. In a last ditch effort, one nurse had the idea to place another healthier infant in the same bed as the weak infant. She made sure that the two children were close and touching at all times. Immediately upon feeling the touch of the stronger infant, the weaker one's heart rate began to get stronger and stronger. After several days of touching and being touched by the stronger infant, the preemie became stronger and soon was able to eat on it's own and became healthy.

As leaders, I believe it is paramount that we understand the value of the existent and potential leaders around us. Moses was a man who tried to do everything by himself. He was someone who felt that if God called him to a task, then God would give him the supernatural strength to complete the task. Moses also found out that he was wrong in his assumption.

Moses' father in-law on the other hand, was someone who saw untapped leadership resources everywhere he looked. So, he suggested that Moses find, recruit and train other leaders to assist him in his leadership responsibilities. Once Moses did this, he was not only able to sleep at night, but the needs of Israel were met.

Jesus hardly started His ministry before he chose out 12 men to train in leadership. He understood multiplication instead of addition. Rather than build the church on one man's shoulders, he chose to build it on 13. His and 12 others. As a result of this, when His own life and ministry was ending, 11 others were just beginning. The beauty of the situation was that not one of them detracted from his own ministry, but rather added to it.

Money Matters - Christian Expectations

Too often people are afraid to budget because it seems to be more trouble than it is worth.  However, a budget is not a nervous breakdown on paper.  It is an organized and systematic manner of controlling income and expenses so a person can recognize danger areas in their financial life before they happen.

Too many Christians find themselves in financial hardship.  Why?  We belong to the body of Christ and we have God on our side.  If heaven is his throne, the earth his footstool; if He owns the cattle on a thousand hills, then why are his children struggling and finding it difficult to “get by” in this affluent society?

The secret to getting ahead is not from “have luck in the stock market” or “making that once in a life time investment” or even in “receiving an inheritance from a wealthy family member”.  It is defined as time!

All the investments and inheritances one can attain will not be the solution if you don’t take the time to plan and protect.  People must take the time to discipline themselves to have a written plan that will provide the guidelines of scheduling money in and out of the home, thus providing a means of protection from financial disaster.

A Christian should expect their finances to be in better shape than that of the average person in the world.  Christians have the backing of the God of glory and His Word!  One of the first things a Christian should do is take the time to investigate the scriptures concerning their financial situation.  Notice some scriptures that give us guidelines for planning, preparation, and protection of finances.

It's Called Character

Based on surveys of more than 15,000 people, the following traits were selected as the key to effective leadership:

                                  · Being honest – 87%

                                  · Being forward-looking – 71%

                                  · Being inspirational – 68%

                                  · Being competent – 58%

• Honest people have credibility – and that’s what gives leaders the trust and confidence of their people. High credibility leaders foster such things as greater pride in the organization, a stronger spirit of cooperation and teamwork, and more feelings of ownership and personal responsibility. What are some of the other characteristics of credible leaders?
• They do what they say they will do. They keep their promises and follow through on their commitments.
• Their actions are consistent with the wishes of the people they lead. They have a clear idea of what others value and what they can do.

Do You Need A Mentor?

Leadership is a complex issue in the 21^st Century. Christian leaders at every level in business, church, school, and at home are faced with numerous challenges. A common feeling is that of being overwhelmed. 

Christian leaders face difficulty and uncertainty every day. The world is changing rapidly. The political, economical, and social pressures are encroaching more and more into everyone’s daily lives. Although leaders face the same challenges as everyone else, they have the added burden of trying to have answers for others as well.

Ask Yourself a Few Simple Questions

As a leader:

·        Who do you turn to for guidance, advice, and instruction?

·        Who can you trust not only in their advice, but also in confidentiality?

·        Who already knows what you need to know and is willing to share their knowledge with you?

·        Who equips you to meet challenges when you do not yet know what tomorrow’s challenges even are yet?

·        How do you know if you are lacking the skills required to lead and succeed in the 21^st Century?

·        Are other leaders outpacing you? 

·        Are you facing new and more complex challenges that you never faced before?

·        Are you struggling with the challenge of developing leaders around you?

If so you need a mentor.

The Power of Power Point

From the earliest messages of the Gospel that were preached by Jesus, until today, preachers have wanted their message to be heard by the masses.  We have done everything we could to ensure that our preaching can be heard.

Luke 5
 1And it came to pass, that, as the people pressed upon him to hear the word of God, he stood by the lake of Gennesaret,
 2And saw two ships standing by the lake: but the fishermen were gone out of them, and were washing their nets.
 3And he entered into one of the ships, which was Simon's, and prayed him that he would thrust out a little from the land. And he sat down, and taught the people out of the ship.

There was a twofold purpose in Jesus using the ship as a preaching platform.  The first reason was that as vs 1 mentions, the people were pressing against him.  The crowd was getting too great.  As with any size crowd of people, the natural voice can only go so far.  The more people you add to the crowd the less His voice could travel as sound bounces off of obstacles which, in turn, hindered His ability to get His message across to everyone that was there. 

This brings us to the second reason why Jesus launched out onto the ship to preach.  Sound carries extremely well across water.  From the ship, more people could line the shore of the lake and His voice would carry to them without being hindered.  (Have you ever been on one side of the lake and heard the voices of people speaking on the other side  which might be thousands of feet away?  When the wind is still, you can literally hear a casual voice speaking from thousands of feet away as the sound travels across the surface of the lake without hindrance.)

Jesus took full advantage of this simple technique.  However primitive Jesus’ sound system was on this day, it worked.  It enabled him to get His message to many more people than His previous method of simply standing or sitting in a place on the beach as He taught.

Preachers today face the same dilemma most often.  We struggle to get our voice out to more people.  We purchase sound systems costing everywhere from hundreds, to literally tens of thousands, of dollars for the simple purpose of getting more people to hear our preaching.  We oftentimes stop at nothing to get our message across to more people.