Looking For Motivational Articles For Church Leadership?
Check Out The Free Inspirational Articles Below
Reasons For Financial Difficulties
By: AUBREY JAYROE
According to the latest statistics, over one-half of all families in America are experiencing financial difficulties. This includes single parent homes. Most people have financial problems, but don’t know why!
In order to be aware of the financial difficulties one has and know what causes them, a person must educate himself to the reasons for the difficulties. The following are a list of reasons that most people find themselves in financial difficulty.
- FAILURE TO FOLLOW SCRIPTURAL PRINCIPLES. The Bible is full of guidelines regarding financial principles. In fact, one-half of all parables and one out of six verses in the New Testament deal with stewardship. Get your Bible out and start studying. Ask your pastor for more information. See a Christian Financial Counselor for assistance. You will find great guidelines and principles in the Word of God.
- FAILURE TO IDENTIFY YOUR PRIORITIES. Just exactly what do you want? More things or better financial stability? Prioritize your desires and needs and stick to it.
- NO DISCIPLINE! That one horrible word causes us more problems than anything else in the world. We need to exercise discipline in every phase of our life, especially when it comes to discipline! Discipline yourself to limit unnecessary purchases and wasting money. Discipline yourself to set down once per month to analyze your finances. Discipline will be the greatest thing you can establish in your life. Work diligently with disciplining yourself.
- FAILURE TO ESTABLISH GOALS. A person who has no goal is a person without direction. A person without direction is going…nowhere! To solve your financial difficulties, you have to establish a clear goal. Where do you want to be one year from now; five years from now, etc.? Write your goal down and work toward it.
- NO CONTROLS. This compares to discipline, however, it means to have written controls over your spending. Write down what your limits are. Review them frequently.
- FAILURE TO ESTABLISH A BUDGET. A budget is not a nervous breakdown on paper. It is a clear cut guideline of where your money comes from and how it is to be spent. It only takes about 1 hour per month to maintain a budget so that you can control the process of knowing where your money is and how it is spent. Don’t negate the importance of a written budget…it will be the greatest factor in helping you get your finances under control.
- UNABLE TO CONTROL IMPLUSIVE SPENDING. If you don’t follow the direction of your budget and discipline yourself, you will be unable to stop spending when you see that item that you just must have. Don’t spend any unnecessary money until you discuss it with someone. You must control your spending if you ever hope to get ahead financially.
[ read more...]
Other articles you might like
Psalm 118:24 reads, “This is the day which the Lord hath made; we will rejoice and be glad in it.” The writer of this Psalm understood that if he was going to be a happy person, he was going to have to encourage himself. Who knows what all this person was dealing with at that moment of his life? The day he penned these words may well have been the worst day of his life. His determination however was that he was not going to allow his circumstances to determine his outlook on life.
Only you can decide for you if you are going to be a positive and happy person. There is much in the world to worry and be sad about, but that does not mean that you have to live a sad or worried existence.[ read more...]
Continuing this series on Guarding the Gates, which in concept really speaks of guarding the mind, we come to the third thing that can help you. In review, the first thing to do to guard the gates is to be given to study and the second thing is a minister has to be given to prayer. The third guard that you can put at the gate is a quest for personal holiness and godliness.
In the first message on this study, I mentioned the fact that when a man gives himself to disciplined and sanctified study, the stretching of the mind will directly affect the growth of the soul. Simply by nature of the study, the exposure to things in the Scriptures and the accompanying books the minister has available to him, we begin to understand how holy God is and how important it is for us to have acclimate it into our lives.
Holiness is important because of the nature of the work that a preacher must do. Never will I forget the story that was told in the very first class when I begin RN school in March 1985 that was told of Lewis Semmelweis. He was the guy who was laughed at because he outrageously claimed that dirty physicians’ hands were responsible for the death of the mothers who were dying from childbed fever. He was certain that the germs that were unseen were the culprits that were literally killing these young mothers.
I would be so bold as to assert that if my hands, heart, soul, and mind are not clean it will have some measure of impact on the congregation that I serve. In my mind, this ought to place a greater sense of responsibility on all men who bear the vessels of the Lord and they must be clean (Isaiah 52:11)! I also believe that for those who are quibbling about standards of holiness and are attempting to accuse those who are ardent adherents of a separated life of living in a condition of holiness that perhaps your vision has been clouded by the mists of worldliness that are so prevalent in our generation. We wouldn’t dare want a surgeon to operate on us if he had just come in from working in his garden and therefore a minister who has no real cleanliness of holiness about him shouldn’t be operating in the pulpit.
Jude uses strong words when he tells us that we will have to contend for the faith, which was once delivered to the saints. The faith is that dogma of doctrine that defines how to get into the church, who the church is and where it is to go. All of these components of the faith, while intricate, are very simply carried out by a man whose gates (mind) have been guarded by holiness. Jude when he spoke of the nature of this faith he also clearly stated that we have no right to modify it but the risk of it being altered escalated when there was a unholy alliance with “certain men” who managed to creep in “unawares.” Doctrinal purity and commitment to holiness will require vigilance on the part of clean men who have allowed personal holiness to be a guard at the gate.The question may come about as to how are we giving ourselves to personal holiness? There are some points to remember in this quest for holiness. First, a man has to understand that he is only fit to preach if he has a clean life. I am drawn over and over to the writings of Paul to his sons in the faith, Timothy and Titus, and routinely he uses words to describe the character of those qualified to minister. I am going to give you a list of words that is not all inclusive from the ESV that Paul used and these are from 1 Timothy (you can glean many other nuggets if you browse through the other two P.E.’s):
[ read more...]
"Let this mind be in you, which was also in Christ Jesus:" (Philippians 2:5)
Five truths of attitudes:
Truth #1: Our attitude determines how we approach life.
Are you someone who sees the glass half full or half empty? Do you even see the glass? The attitude we have whenever we wake up in the morning will usually dictate how the rest of our day will be.
The story is told of the grandpa and grandma who visited their grandchildren. Each afternoon, grandpa would lie down for a nap. One day, as a practical joke, the kids decided to put Limburger cheese in his moustache. Quite soon he awoke sniffing. "Why, this room stinks," he exclaimed as he got up and went out into the kitchen. He wasn't there long until he decided that the kitchen smelled too, so he walked outdoors for a breath of fresh air. Much to the grandpa's surprise, the open air brought no relief, and he proclaimed, "The whole world stinks!" How true is that in life? When we carry "Limburger cheese" in our attitudes, the whole world smells bad to us.[ read more...]
God provides for us so that we might in turn protect what he has given us. Our God entrusts us to live within our financial means and ability. To live outside this ability, jeopardized the provisions of the family.
God owns everything but he gives us the use of it all. As we can be further trusted, he entrusts us with more. We become the managers of his blessings and provisions. If we cann't be trusted with what we have, how do we expect God to trust us with more? The management and care of God’s provisions is critical to future blessings.
According to Matthew 25:15-27, God expects dividends and a return on his investment. If we do not properly care for it and squander it, then we can expect to be cut off from the continued blessings of God. Luke gave us a clear indication of this in Luke 16:10 as he stated that the person who is faithful in little things is an indicator of faithfulness in larger things.
While earthly things are temporal, we still have to live here on earth. God gives us everything we need to live, survive, and enjoy the fullness of life. We must care for it with all diligence.[ read more...]
There are times that I really get wrapped up with being important. I mean those times when I am so into the importance thing that the whole world finds it’s orbit around me. I know that you may find that hard to believe, that “importance” could have such a dizzying effect on me but it does.
In fact some time ago, I found myself being very important. Our church was hosting a preaching workshop. Rick Wyser was doing his very good seminar “The Six Should-Be’s of Preaching” and I was feeling particularly important. We had plotted and planned and had all sorts of free books, gadgets, computer programs and all sorts of other things to give out to the participants. Somewhere around fifty ministers came and we were having a tremendous time. Nothing motivates me like talking about becoming a better preacher, so I was definitely enjoying the element.[ read more...]
It began with the outpouring of the Holy Ghost in Acts chapter two, but was continued and maintained, in part at least, by the giving and sacrifice of the first century church!
The bible says that they gave their all and laid it at the Apostles feet. They sold houses and land, possessions and goods, and parted them to those who had need of them.
Were these new, born again, Christians giving of their all, simply out of faith, or was there some precedent that had been set by the words and actions of the Jesus and His disciples?
Obviously, these Christians did not yet have the New Testament writings to refer to...but they were there in person when Jesus taught, instructed, and acted as their example in all things.[ read more...]
Anyone can become angry. That is easy. But to be angry with the right person, to the right degree, at the right time, for the right purpose and in the right way, that is not easy. - Aristotle
Some of you will not appreciate us quoting from Aristotle, but you have to admit, the guy has a good point. Anger can eat a person up. Your true potential as a minister of God can be thwarted by un-harnessed anger.
People who explode and express anger easily can cause great harm to those they are called to encourage. It’s important for us to understand anger and its potential to destroy.
Exploding because someone hurt you. When most people get hurt they cry out. This is natural. But it is not healthy to express anger every time someone hurts your feelings.
A good leader has the ability to harness his anger and even displace it toward healthy and more productive avenues. Mistreating someone because they hurt you is not just. It is bullying.
It is entirely possible that the person who hurt you did it unintentionally and without malice. You would be wise to forgive them quickly and swallow that anger before you create a fissure in a relationship that cannot be mended.
Being addicted to anger. Some people love to be angry. They enjoy the feeling of superiority they get when they have told someone off. They actually look for opportunities to get after someone or give someone a hard time. Certain hormones even create a strong physical sensation when they really get mad.
These people are addicted to this hormone and the emotion of anger and have no place in church leadership. It is important to be a person of peace. If you find yourself constantly getting angry at others for little reasons, you might be addicted to anger. Just like any other addict, you can actually build up a tolerance for this drug. Once this happens, you will find it necessary to constantly become angrier in order to get the same euphoria. This could end in a terrible way if you do not get deliverance from this addiction.
Using anger to exploit. Most people learn to exploit by anger at a very early age. Babies learn quickly to cry out in anger when they are not getting what they want. They will use anger tantrums to control their parents who simply want to appease them.
These same people grow up believing that they can use anger to get their way all the time. On the job, they will use anger to cause others to cave into their demands. These people may not stomp their feet in the workplace or church office, but you know when they are mad and they will use this to control others.[ read more...]
In his book The Next Generation Leader, Andy Stanley offers 5 valid points to consider if you desire to be an effective leader. We highly recommend this book to anyone in a leadership position.
- Face it, you are not as good as you could be. So what are you going to do about it? The only way to go farther, faster, is to engage outside help. You can maximize your leadership potential by getting a coach...or two.
- Find someone to observe you in a variety of leadership settings. Outside input is critical. Even if you could watch yourself in a mirror twenty-four hours day, you would never see yourself as others see you.
- Select a coach who has no axe to grind and not reason to be anything except brutally honest. He need not be an expert in your field. What your coach must be able to do , however, is put himself in the shoes of those who are influenced by your leadership.
Home Friendship Groups (Cell ministry), are gaining greater and greater interest as we hear the success stories from those who have ventured into this ministry. The largest and fastest growing churches in the world are churches with HFG's.
10 years ago, the Lord began to speak to me about a model of ministry that to my knowledge, no one was doing at that time. (little did I know) Often, I would look over the congregation and notice people who were faithful to church services, but because of a lack of available positions in the church or their inability to find their own personal ministry, they weren't doing much for the Lord. I also noticed that many visitors and new converts were coming into the church and going right back out since they had no one to befriend or disciple them. As much as these churches had great evangelistic efforts, there was no clear cut program or ministry that was designed for the purpose of retaining new converts.
A short time later, my wife and I began a new church in Chesterton, IN. Within a year, I became very frustrated. I was attempting to model this young church's government and ministry after the larger well established, management driven churches I had been a part of. About that time, I began to hear about Cell ministry. I even found some books which told of the tremendous success of Yonggi Cho's church in Seoul, Korea and Rick Warren's church in Saddleback, CA, as well as several others.
It wasn't long before the Lord directed me to Pastor Anthony Tamel's church in Oak Creek WI. I attended their New Wineskins seminar and wept as they showed me that God was changing my paradigm for church evangelism and discipleship.
With their help and training, we soon brought HFG's to our small church in Chesterton and watched as the Lord transformed peoples lives to both disciple and become discipled through HFG's.
After 6 years of pastoring the church in Chesterton, I began to feel the Lord direct me to turn the church over to the man who assisted me. With that, I heard God tell me to not take another church right away. I felt that the Lord was directing me to make myself available to help teach and train other churches, in the area of Home Friendship Groups.
After discussing this burden with two area Pastors of larger churches, they both asked me to come there and help them train their leaders and raise up HFG's in their church. Both churches now have young, successful HFG ministries.
I have spoken at several churches on the subject of HFG's and have worked very closely with other pastors who have or are in the process of raising up HFG's in their local church.
Home Friendship Groups are very much like early Apostolic evangelism. It's entirely more reflective of true Apostolic ministry than most of today's church structure that is management driven at best.[ read more...]